Real Estate Law

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If I purchased a home with a land contract can a creditor…

Customer Question
If I purchased a...

If I purchased a home with a land contract can a creditor put a lien on it?

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

Michigan

Lawyer's Assistant: Has any paperwork been filed?

Not that i know of

Submitted: 8 months ago.Category: Real Estate Law
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Answered in 9 minutes by:
11/18/2017
Real Estate Lawyer: Olivia Kent,
 replied 8 months ago
Olivia Kent
Category: Real Estate Law
Satisfied Customers: 4,072
Experience: Executive Director at Neurogenx Nerve Center of Princeton
Verified

Hello and welcome to JustAnswer. My name is ***** ***** I'm an attorney. Please note this site is general information for educational purposes only and doesn’t constitute not legal advice. You might be offered a phone call, but you are under no obligation to accept; the phone call requests don’t come from me - they’re offered by the website - but if you do want a phone call I’d be happy to do that as well. I'll be happy to help you in any way I can.

ANSWER: No. A land contract home buyer's creditors can't place a lien on the home because the person doesn't actually hold the title to it. I hope that answers your question. If you don't need any additional information, could you please take a moment to check the box stating that I answered your question so that I receive credit for working with you. It doesn't cost you anything extra and it allows me to get credit for helping you. Sometimes people aren't aware that experts don't get any credit for the time and effort that we spend on our answers unless you rate it positively (3 or more stars - 5 is definitely appreciated!). If you have follow up questions I'd be happy to answer them as well. You CAN still ask follow up questions after rating. There may be a lag between your question and my answer; this is because I'm either not at my computer or helping someone else but I assure you I will ALWAYS come back and answer your questions.

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Real Estate Lawyer: Olivia Kent,
 replied 8 months ago

Alright my friend, I'm sorry I can't wait any longer for a response tonight. I will be back on tomorrow so if you have any additional questions or comments, I'd be happy to respond then.

Ask Your Own Real Estate Law Question
Real Estate Lawyer: Olivia Kent,
 replied 7 months ago

Hello. Happy Thanksgiving! I wanted to follow up with you to see if you needed any additional information.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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