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Does Hud require additional tie downs for mobile homes in…

Customer Question
Does Hud require additional...

Does Hud require additional tie downs for mobile homes in Lyon county?

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

It is in Nevada, Lyon County.

Lawyer's Assistant: Has any paperwork been filed?

We were in the process of getting a refinance, and they said we needed to have an engineer check out our foundation. We already have an 8 point foundation comversion years ago. The engineer wants us to have 14 tie downs in addition to the 8 point.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes. We backed out on the deal.

Submitted: 9 months ago.Category: Real Estate Law
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Answered in 24 minutes by:
11/14/2017
Real Estate Lawyer: Ely, Counselor at Law replied 9 months ago
Ely
Ely, Counselor at Law
Category: Real Estate Law
Satisfied Customers: 103,583
Experience: Qualified attorney in private practice including business, family, criminal, and real estate issues.
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Hello and welcome to JustAnswer. Please note: This is general information for educational purposes only and is not legal advice. No specific course of action is proposed herein, and no attorney-client relationship or privilege is formed by speaking to an expert on this site. You may also be offered a phone call, but those don’t come from me and are offered by the website and you are under no obligation to accept.

The answer is no. HUD has no such requirements. However, if you have a refinancing negotiation in place, the mortgage lender may wish to feel secure in their agreement. The mortgage lender can then demand extra requirements that are not mandatory under the law, which is what it seems to be happening.

So under state and federal law this is not a requirement, but the lender can make it a requirement to agree to refinance.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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