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I am just entering my 3rd month of non-payment on my mortgage.
I am just entering my 3rd month of non-payment on my mortgage. It is a temporary issue and I have applied for a loan modification. They are telling me the foreclosure process starts because I have hit… read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
18,145 satisfied customers
trying to work with my lender Nationstar to get a modification
trying to work with my lender Nationstar to get a modification for 5 years now... nothing has happened. hired a lawyer... how can i sue them… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
just got approved for a HAMP modification however only reduced
just got approved for a HAMP modification however only reduced my payment by $100 . Interest rate went from 7% to 6.125 I'm being told by different firms not to accept and to use them to negotiate a 2… read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I lost my home of thirty-four years at a foreclosure auction
I lost my home of thirty-four years at a foreclosure auction on 01/05/2012. In May of 2011, I contacted a loan modification law group to help me get my monthly mortgage payment reduced with Wells Farg… read more
Dimitry Esquire
Dimitry Esquire
Attorney
Doctoral Degree
5,526 satisfied customers
what to do when Jp Morgan Chase will not hold up their end
what to do when Jp Morgan Chase will not hold up their end of a modification because they have not signed it? are there any recourses in saving the home? we have been there over 13 yrs and do not want… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
Question about 2nd mortgage foreclosure probability (TEXAS)
Question about 2nd mortgage foreclosure probability (TEXAS): I have a 1st mortgage ($130k) with IndyMac and a 2nd mtg ($28k) with Greentree. I'm currently rolling 30-59 days delinq on both mortgages. … read more
Tina
Tina
Doctoral Degree
83 satisfied customers
Ive tried several times to modify my mortgage with several
I've tried several times to modify my mortgage with several different company, just to have them not follow through with it. they just took my money and did nothing, now i stand losing my house!!! wha… read more
Dimitry Esquire
Dimitry Esquire
Attorney
Doctoral Degree
5,526 satisfied customers
my mortgage company filed forclosure for april the 5th. They
my mortgage company filed forclosure for april the 5th. They accepted a payment from me in feb for a loan modification review, which i did not qualify for, then turned around and did not give me all o… read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
I feel that I am on the verge of losing our home. We have been
I feel that I am on the verge of losing our home. We have been in a loan modification review with BOA for 14 months now. At first I suffered a hardship after a year of ontime payments, cut in pay foll… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,571 satisfied customers
Im considering a home loan modification. One attorney tells
I'm considering a home loan modification. One attorney tells me to forget it and go for a short sale. Another tells me they have a good track record on loan mods. According to the second attorney I ha… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
Q When should I get a Realestate Attorney We have been working
Q:When should I get a Realestate Attorney? We have been working with our bank(CHASE) since Nov 09. At that time Susan was living in CA and went to see a Chase Home Modification counselor, Janice Rosa … read more
Alex Esquire
Alex Esquire
Managing Attorney
Doctoral Degree
153 satisfied customers
I have a home mortgage in Tennessee from Wachovia Bank who
I have a home mortgage in Tennessee from Wachovia Bank who I heard was acquired by Wells Fargo. In October 2009 I contacted them about a loan modification. They advised I had to be 2 months behind so … read more
KimberlyLaw
KimberlyLaw
Principal Attorney
Master's Degree
3,911 satisfied customers
Hello, My sister and her partner live in L.A. on one lot with
Hello, My sister and her partner live in L.A. on one lot with two homes. One is rented and one is their primary residence. They refinanced their homes in 2006. They currently have a variable rate inte… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
I have applied for loan modification with Bank of America.
I have applied for loan modification with Bank of America. I am a realtor/company owner who specializes in short sales for clients. In June 2009 I was told I was qualified but not recommended for the … read more
FLACORPLAWYER
FLACORPLAWYER
Doctoral Degree
1,750 satisfied customers
Im currently 3 months behind on my mortgage payment. I submitted
I'm currently 3 months behind on my mortgage payment. I submitted a request for a modification. While it was being reviewed, I had contacted the mortgage company as I had received a letter of accelera… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
8,377 satisfied customers
I have been trying to get a loan modefication but Citimortgage
I have been trying to get a loan modefication but Citimortgage told me I didn't qualify. So I tried to pursue it further, I hired a loan modification company and paid them over two thousand dollars, I… read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
I am trying to do a loan modification. Is there a staute of
I am trying to do a loan modification. Is there a staute of limitations for litigating a mortgage?… read more
legaleagle
legaleagle
Attorney
Doctoral Degree
7,047 satisfied customers
My husband and I have been trying to reach our mortgage company
My husband and I have been trying to reach our mortgage company to try and get remodification plan. At this time, what we owe is more than what the value of the home is. We have tried to refinance, bu… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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