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Bought home in 2005 (First Franklin was lender) and
Bought home in 2005 (First Franklin was lender) and discovered in 2011 that my now ex-wife had stopped making house payments. I had just been laid off of long time job and tried to catch up with payme… read more
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When I checked on my county court house record, I learned a
When I checked on my county court house record, I learned a chiropractic doctor filed a Lien Affidavit against my property in 1997 for the clinic lien of $810 due to the automobile injury. The doctor … read more
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Alex J. Esq.
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I live in Knoxville, TN and own my home. My boyfriend lives
I live in Knoxville, TN and own my home. My boyfriend lives in the house and refuses to leave. Can I change the locks? I own the house and there is no rental contract.… read more
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My son has had a mortgage with Citi that was sold and then
My son has had a mortgage with Citi that was sold and then sold again to Select Portfolio Services. Each time they were doing a loan modification for him for financial hardship. Each time it was never… read more
TJ, Esq.
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My wife filed 7 bankruptcy last year. Our mortgage
My wife filed for Chapter 7 bankruptcy last year. Our mortgage with Bank of America was included on the schedule as an UNSECURED DEBT. Bank of America never contested it. As a result, our mortgage was… read more
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For only Licensed Attorney:We have a mortgage loan that
For only Licensed Attorney: We have a mortgage loan that has been in modification for 6 1/2 months with Select Portfolio Servicing not the investor. We hired a firm in Florida to assist us in the modi… read more
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Doctoral Degree
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My house is foreclosed and the sale date is in less that 2
My house is foreclosed and the sale date is in less that 2 weeks. My mortgage is with Chase and my lawsuit (I had a lawyer) was with Bank of America, national association as successor by merger to LAS… read more
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New mortgage company purchased my mortgage from Bank of America
New mortgage company purchased my mortgage from Bank of America about 8 months ago. I am self employed at present and business is subpar - so I am typically paying my mortage on average about 20-30 da… read more
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Attyadvisor
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I have a Mortgage in PA with a judgment of $20000, prinsipal
I have a Mortgage in PA with a judgment of $20000, prinsipal of $85000, Select Portfolio Services is a collaction agency who woll not negociat, Charges 9.82% intrest. I have not been late with payment… read more
Ellen
Ellen
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I bought a house in Sept. of 2010. The house had been sold
I bought a house in Sept. of 2010. The house had been sold for back taxes.The person who bought the house did not want the house, he wanted the land that went with it.Theperson living in the house ask… read more
Andrea, Esq.
Andrea, Esq.
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Live in California. Had home for 5 years, purchased with 80/20
Live in California. Had home for 5 years, purchased with 80/20 loans. First was re-fied with no money taken out (caught in ARM and house upside down). Did not refi 2nd. Tried to short sale but loan co… read more
KimberlyLaw
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I bought a house in Venice, Florida in 2005 when I had more
I bought a house in Venice, Florida in 2005 when I had more than sufficient employment to pay for it. I put 1/2 the selling price of $320,000 down in cash. The $160,000 was everything I had. I lived i… read more
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I have a rental property that I fell behind on the mortgage.
I have a rental property that I fell behind on the mortgage. The previous renters owed back taxes and their wages were garnished. They unpaid rent and damages where enough to put me behind. To make ma… read more
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I had a chase loan modification and paid 25k for it. then the
I had a chase loan modification and paid 25k for it. then the house was sold under me in oct 2010 and i had 10 days to get out. I just received a letter in the mail saying the loan mod was approved an… read more
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Phillips Esq.
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I recently bought a house I closed on it as of Feb. 21st at
I recently bought a house I closed on it as of Feb. 21st at the time I knew there were people leasing but was assured they would be out as of March 10. Well I got a phone call yesterday saying the lad… read more
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I have received a 10 notice of intent to enter the property.
I have received a 10 notice of intent to enter the property. Can I still stop this process, pay off the note or work out a payment plan. The mortgage company was Select Portfolio Servicing. The notice… read more
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bank of america had my home here in knoxville tennessee sold
bank of america had my home here in knoxville tennessee sold the day of the auction and i made a home loan modification the day before the auction..i did not get the loan mod paperwork until the day b… read more
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In 1997 My wife at the time and I signed for a mortgage with First Union Bank. We divorced in 2001,and I signed the house and equity over to her, in which she currently resides. She since filed for ba… read more
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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