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Hold on, going to paste it in. Sacramento, CA. My wife
My wife bought the house just before our marriage. Here are the facts:House purchased in July 2008 and the purchase price was $196,000 on a $202,000 house value, down payment $6,000 with a loan from my wife's father and the interest rate is unknown. I estimated with 5% APR for roughly $3200 in principal payments owed to my wife as the person who purchased the house 6 months prior to marriage using a principal payment amortization schedule. Married 1-24-09. Title shows joint tenants as of 2-11-09. I started making payments on 2-1-09 Much of the down payment loan was paid back with joint money after marriage. House was refinanced in Oct 2016 and the title as of 10/26/16 listed us as joint tenants and continues to do so.The house now appraises for $324,000 and we owe $255,000, leaving $69,000 in equity.I am not sure if a reverse Moore Marsden calculation applies or if the short duration of premarital ownership coupled with the joint tenancy granted on the title gives the presumption of community property at essentially the onset of the marriage. I believe I have enough information to formulate the answer but do not know how to do so. I would appreciate it very much if there is an answer with my information to give me the percentage of equity I am entitled to under the law. … read more
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I have offered to help my son & daughter-in-law buy a house.
I have offered to help my son & daughter-in-law buy a house. We have been pre-approved. Now I want to know about any risks for me & for them we have not considered. Can you help? … read more
LegalKnowledge
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My husband and I are Getting a,Divorce. He Left the home 3
My husband and I are Getting a,Divorce. He Left the home 3 months ago. His Name is ***** ***** Deed of the House and so is mine. I want to have my contractor Take out a building permit in an Extension… read more
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My husband and I divorced but still own our home and the title
My husband and I divorced but still own our home and the title reads our names, husband & wife as joint tenants (joint tenancy grant deed). We are both listed on the mortgage. In fact the loan was rew… read more
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My ex husband wants me to sell my house and get his name off
My ex husband wants me to sell my house and get his name off the loan. I have been making all the payments but can't get a loan in just my name.… read more
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I own a home in Arizona. My husband is not on the mortgage
I own a home in Arizona. My husband is not on the mortgage or the title. I want to add him to the title, but we will not be refinancing the home to add him to the mortgage. Should I die what happens t… read more
Richard
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I have an rental property in Tuscon Az that I can not refinance
I have an rental property in Tuscon Az that I can not refinance because it has no equity. If I stop paying the Mortgage can the Mortgage company take away my home in California?… read more
P. Simmons
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I live in CA. My brother and I purchased a home approximately
I live in CA. My brother and I purchased a home approximately 10 years ago. My understanding is it was a 50/50 joint tenancy loan. He recently got married and we are trying to refinance our property. … read more
Jack R.
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we are on a quitclaim deed in california, we live on the property,
we are on a quitclaim deed in california, we live on the property, our parents are the only ones on the loan, we are on taxes and deed only. we are getting ready to stop making the payments, is this g… read more
lwpat
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We are in the state of CA. My husband signed a Quitclaim Deed
We are in the state of CA. My husband signed a Quitclaim Deed Sept 2010 and the home was subsequently in my name only. We have been legally separated over 6 years and will not be getting divorced so I… read more
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Our California house is in foreclosure. We just got a letter
Our California house is in foreclosure. We just got a letter of intent finally. We no longer live in California as my husband was transfered out of state. Our loan is a first, but we refinanced severa… read more
Anne
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My home in CA has just gone into foreclosure one week ago,
My home in CA has just gone into foreclosure one week ago, we are 3 months behind on mortgage. I moved out of it 1 year ago as we relocated for a job. We rented it out and were losing about 1000 per m… read more
MShore Law
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On disability for close to 15 years. I live in an apartment
On disability for close to 15 years. I live in an apartment because of the steps. My daughter has lived in my home all of her life. She has been making the payments on the home. I helped her years ago… read more
dkennedy
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Ex-husband and I still own a home together, and I am currently
Ex-husband and I still own a home together, and I am currently living in it. He lives in California and has not remarried. We have a grown son who lives here in Florida. What happens to the ex's inter… read more
KimberlyLaw
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Prior to marriage, I owned a home. My husband wants me to add
Prior to marriage, I owned a home. My husband wants me to add his name to the deed. I am afraid to do this. I want to make sure my children are protected. When I refinanced my home, his name is XXXXX … read more
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I live in Michigan in a home with my husband that I had owned
I live in Michigan in a home with my husband that I had owned previously before my marriage. The home is in my name only. I am now refinancing and want to continue to keep the home in my name only and… read more
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Signed loan docs for an in Park mobile home in CA for my daughter
Signed loan docs for an in Park mobile home in CA for my daughter and her husband 7 years ago. They were to obtain a loan in their name within 2 years and have not. There are no written agreements, th… read more
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My husband is currently on the deed to his late mothers home.
My husband is currently on the deed to his late mother's home. His sister is about to loose her property (home) due to not being able to afford making payments anymore. My husband is the only one on t… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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