I live in Houston, Texas, in a home I just moved to six weeks ago that is near the Addicks Reservoir flood control project. I am a 72 years physician surgeon who is a veteran with vision in one eye but hold an active State medical license Upon searching for a home to move I found a licensed realtor in Texas who also is the sole owner of the house I leased. I made it clear before signing a one year lease with a one month rent deposit on 15 June, 2017, that I was still active in surgery and required a residence where there was no history of road blockage or flooding that could prevent me from answering an emergency call. I asked the owner directly is there was any history of flooding both into the house or blocking the streets since it was built in 1993, and he said there had been only one flood in the street that cleared in less than an hour but never any water inside the home. I had noticed that the entire very tall house which had only a small second flood with two bedrooms and a full bath leaving a huge open space 25 feet put to the ceiling in the combined great room and dining room. The master was on the first floor which I needed with my bad football knees as I am a very big man and still very strong. I asked him these questions in his office with his assistant receptionist present which included his advice about my taking out renter's insurance. He suggested the usual renter's policy that covers everything but a flood but he advised against flood insurance as it would be far too expensive for a renter to carry. He told me he did carry flood insurance on the property but it would not cover any of my property if there was a loss. But since in nearly 25 years since built even close to a large flood reservoir he said the cost to me would be so high that he doubted if I could afford to pay the lease and both types of insurance. When Harvey hit I was the only person I am aware of who stayed the entire time now almost three weeks up on the second floor. I used my own property to dam the three doors into the house and fought for days to save the home actually in an emergency situation using me own personal property as part of my make shift dams that for the first water that tried to come into the home they held letting none in. Then just hours after the Army Corps of Engineers and the Houston Flood Control spokesman went on the Sunday 10pm news warming people in communities they named near this Reservoir and one other that at 2am the flood gates would be opened four miles away from this house which is at the highest beginning of the Reservoir and that 1000 homes would flood and that people listed by color on their flood map would have up to noon Monday to get things in their car and drive out. I finally found a copy of the map published on the TV station home page and it showed by color that this house was would not flood but the street in front of the house would up to about where my driveway began. So I worked for hours packing my car and at just after 8am I was shocked to find the unflooded street at 4am now under a foot of water and rising very fast which seemed impossible since I am located that the opposite end from the dam that drains toward the City of Houston. I jumped in my car be at the street level the rear of the car started to float and I had to race back up my short drive and get out taking what I could as the water came up a full foot in less that an hour causing my car to flood and float so I tied it to a tree with a heave rope and rushed inside through the flooding garage just in time to get the door closed into the kitchen and put my previous make shift dam in place. But this time even as I fought using my own property to fortify the entrances the water seemed to come in through the walls as the house sits on a concrete slab and construction
is all large brick outside. i then spent the next day fighting to get things further elevated trying to save anything possible and with my bad knees getting what I could u
JA: Because real estate
law varies from place to place, can you tell me what state this is in?
Customer: Texas, Houston involving the Hurricane Harvey flood loss.
JA: Has any paperwork been filed?
Customer: I filed for FEMA emergency assistance and the inspector came so awaiting his findings, He was a veteran structural
engineer and noticed the amazing work I had done saving the house while seeing the near total loss of all my personal property including my car.
JA: Anything else you want the lawyer to know before I connect you?
Customer: No, if he or see reads my blight that I have endured here that should do it to help give me guidance. Thank you.