Real Estate Law

Have real estate law questions? Ask a real estate lawyer.

Ask a Lawyer,
Get an Answer ASAP!

My husband and I purchased a HUD home in Nov 2014. There…

Customer Question
Hello. My husband and...

Hello. My husband and I purchased a HUD home in Nov 2014. There were very few disclosures. One ommission was that the well had a crack and was leaking. This had been dealt with by the homeowner by installing a french drain across the yard, emptying into the ditch. Our neighbor to the South has long protested that this keeps him from mowing his ditch, because the water is at times considerable. He just filled his part of the ditch with a clay barrier, causing water to back up onto our yard, and necessitating a close look at the well. Where do my husband and I stand on making a claim to HUD?

Lawyer's Assistant: Will you both be jointly liable for the mortgage?

The mortgage is in my husband's name

Lawyer's Assistant: Where is the property located?

Shakopee, MN. An area full of natural artesian springs. That is what we thought we had.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I think that is all for now.

Submitted: 11 months ago.Category: Real Estate Law
Show More
Show Less
Ask Your Own Real Estate Law Question
Answered in 1 hour by:
7/31/2017
Real Estate Lawyer: Michael Bradley,
 replied 11 months ago
Michael Bradley
Category: Real Estate Law
Satisfied Customers: 1,521
Experience: Owner at The Protection Group LLC
Verified

Unfortunately that is a problem with purchasing houses through HUD.

The issue with making a claim with HUD would be timing. A lot would depend on when you purchase the property and when you discovered the problem. Also, if you receive any sort of disclosures from HUD that would be relevant as well. I would assume that there was still a sellers disclosure although I am sure it was relatively blank since they were not the homeowners.
The ditch that is in the neighbors property, I am assuming that that is a drainage ditch? I am not sure that they would be allowed to fill in that area. I would contact your zoning officer and have them come and take a look. If what they did was against zoning or code, the Township may get involved to have them remove the impediment that was placed.

Ask Your Own Real Estate Law Question
Real Estate Lawyer: Michael Bradley,
 replied 11 months ago

would you still like some help?

Ask Your Own Real Estate Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a real estate lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Michael Bradley Your Own Question
Michael Bradley
Michael Bradley
Michael Bradley
Category: Real Estate Law
Satisfied Customers: 1,521
1,521 Satisfied Customers
Experience: Owner at The Protection Group LLC

Michael Bradley is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Barrister

Barrister

Lawyer

12,142 satisfied customers

17 years real estate, Realtor. Landlord 26 years

Infolawyer

Infolawyer

Lawyer

8,377 satisfied customers

Experienced lawyer

Ray

Ray

Lawyer

8,253 satisfied customers

Texas Attorney for 30 years dealing in real estate

LawTalk

LawTalk

Attorney

6,208 satisfied customers

I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

Dimitry Esquire

Dimitry Esquire

Attorney

5,526 satisfied customers

JA Mentor, multiple jurisdictions, specialize in business/contract disputes, estate creation & admin

Ely

Ely

Counselor at Law

4,998 satisfied customers

Qualified attorney in private practice including business, family, criminal, and real estate issues.

P. Simmons

P. Simmons

Lawyer

3,572 satisfied customers

12+ yrs. of experience including real estate law.

< Previous | Next >

Related Real Estate Law Questions
I live in Las Vegas, NV. And recently purchased a home in a
I live in Las Vegas, NV. And recently purchased a home in a community with an HOA. Prior to this purchase the home was inspected and all HOA matters were verified as cleared. Four months after close a… read more
DamienJD
DamienJD
Attorney
Doctoral Degree
5,075 satisfied customers
When I moved into my house in sept 2015 I had a shed erected
When I moved into my house in sept 2015 I had a shed erected on my property. Before construction began I had the president and a senior board member come and look at where I wanted to put it. Shortly … read more
Thelawman2
Thelawman2
Doctoral Degree
1,589 satisfied customers
I have a swimming pool that was installed years before I
I have a swimming pool that was installed years before I purchased my home. During hurricane Katrina my neighbors house flooded. Most every house in our neighborhood flooded as well as my own. After K… read more
Maverick
Maverick
Doctoral Degree
6,143 satisfied customers
I believe my 60 year old sister, who was in very vulnerable
I believe my 60 year old sister, who was in very vulnerable circumstances, when recently purchasing a home, in MN, was taken advantage of. I have a few questions, wondering if someone can answer them.… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,170 satisfied customers
We had a sewer filtration system installed (200ft of 3ft
We had a sewer filtration system installed (200ft of 3ft culvert) in our yard because our old drain field had died. Ground was not perked because County inspector said we had an existing drain field (… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,170 satisfied customers
I am researching legal cases on management company's being
I am researching legal cases on management company's being complacent in maintain common areas with the family unit. I have a situation where I have asked to have a leaking roof drain for the past 3 y… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
The expanded the road in front of my home to 5 lanes . I live
The expanded the road in front of my home to 5 lanes . I live close to a 4 way intersection. Now that 50,000 cars a day go by my home the noise is awful. Is there anything I can do as their sirens go … read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
8 years ago my husband and I purchased a lot that sits on the
8 years ago my husband and I purchased a lot that sits on the side of the hill. When purchasing this lot, we noticed that someone had made changes on our lot to direct any water run-off into a culvert… read more
Ray
Ray
Lawyer
Doctoral Degree
8,253 satisfied customers
In Kentucky what is statute of limitation of failure to disclose
In Kentucky what is statute of limitation of failure to disclose water problems under the house. Those problems have caused damage to new hardwood floors.… read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,142 satisfied customers
I live in mass. And for the last 15 yrs or so have been cleaning
I live in mass. And for the last 15 yrs or so have been cleaning out and mowing a drainage ditch area that run along my back yard. It is about 10 feet or so on my neighbors property and runs about 50 … read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I purchased a home March 11,2013. Sellers did not disclose
I purchased a home March 11,2013. Sellers did not disclose any problems related to sewer/plumbing. The home was inspected by a licensed professional and appraised prior to purchase. I payed 2.2% over … read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,142 satisfied customers
I have recently purchased a property in Virginia (within the
I have recently purchased a property in Virginia (within the last year). On my property (specifically below it) there resides a storm drain, which does not run along a road (not VDOT responsibility) a… read more
Tina
Tina
Doctoral Degree
83 satisfied customers
Five years ago this summer we moved to a new town and bought
Five years ago this summer we moved to a new town and bought a newly constructed home. We were retiring and since we did not want a house payment in retirement, we paid for our home outright with moni… read more
JBaxLaw
JBaxLaw
Attorney
Doctoral Degree
8,080 satisfied customers
My neighbor has his drain tile that is connected to his sump
My neighbor has his drain tile that is connected to his sump run across my yard. It has caused pooling in my yard which was running like a river across my sidewalk. Two people walking their dogs have … read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
We purchased a home in Oceanside,CA in August 2007. The house
We purchased a home in Oceanside,CA in August 2007. The house had been purchased by the owner a year earlier and they had done $107K worth of renovations. We were told that as part of the renovations … read more
socrateaser
socrateaser
1,031 satisfied customers
Good Evening, Have a couple questions for someone if they
Good Evening, Have a couple questions for someone if they can please answer me. My husband and I purchased our first home beginning of April. During our home inspection, which was after the big snow i… read more
Ray
Ray
Lawyer
Doctoral Degree
8,253 satisfied customers
We bought a new house in 2007. Only last week did we find
We bought a new house in 2007. Only last week did we find that the contractor (who has numerous companies in Wa and Oregon and seems to be of questionable character) put all the drains into the baseme… read more
Dimitry Esquire
Dimitry Esquire
Attorney
Doctoral Degree
5,526 satisfied customers
I sold my home last year. The buyer had a full home ...
I sold my home last year. The buyer had a full home inspection before sale. I disclosed that I was unaware of any foundational defects or cracks. Several yrs. prior, I did have water seepage in the ba… read more
Legal Ace
Legal Ace
Managing Attorney
Doctoral Degree
26 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x