Real Estate Law
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The issue that you are probably running into is that mortgage underwriters evaluate primary, second, and investment properties differently. Primary residences are given the best interest rate for the least down payment and generally require:
A second home is next in terms of getting a good interest rate. Generally, it is a home lived in at least some of the year by the family.
Then there is an investment property that the borrower does not occupy and gets the worst interest rate.
The issue probably is that the underwriter is concerned that the property location does not make sense in relation to your employment, and therefore, they are concerned that this is not actually your primary residence.
If you are the primary income earner, it is that the underwriters are probably concerned that your employment is located so far from your home. If you are living outside the country for most of the year, then just for you, it might not be considered your primary residence because you are not living there for a majority of the year. To the underwriters, this probably means to them that you may be living somewhere else as your primary residence and that the chances of default for this particular home is higher.