Real Estate Law
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I'm sorry to hear about this situation. If If someone gets hurt on the property while you are son is occupying it then chances are he is going to be liable then his renters insurance is going to take over. However, because you own the property, it is entirely possible that the injured party could bring a lawsuit against you. Because you don't have homeowners insurance, it is entirely possible as well that that party will hold you personally liable. Please keep in mind though that this depends on the cause of the injury. For example if your son leaves out a skateboard and the injured party trips on it then your son is going to be liable and you're not going to be liable because that's not a condition that occurred on your land that caused the injury. However, if there is a ditch in the ground in front of the building then if someone trips and falls on it then it is possible that you would be held liable.
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