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Both husband & wife are on the deed of home & there is no
Both husband & wife are on the deed of home & there is no mortgage. I want to keep it that way. How can I prevent a loan, reverse mortgage, line of credit or my home ever being used as collateral for … read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,142 satisfied customers
We have a reverse mortgage, taken out in 2006, on which I am a non signing spouse. Per th
We have a reverse mortgage, taken out in 2006, on which I am a non signing spouse. Per the HUD Mortgagee Letter 2015-15, should my husband pass away before I do, I should be able to remain in the prop… read more
Attyadvisor
Attyadvisor
Doctoral Degree
9,572 satisfied customers
My father recently passed away. He had a reverse mortgage.
My father recently passed away. He had a reverse mortgage. In Michigan there is a non-borrower program so the spouse can stay in the house. I have to to get a title search. The problem is when he got … read more
Loren
Loren
36,821 satisfied customers
I spoke with Ray a few months ago concerning my ability to
I spoke with Ray a few months ago concerning my ability to get a reverse mortgage. I filed a quit claim deed to get my property in my name. I have a disabled daughter and I had originally put everythi… read more
Ray
Ray
Lawyer
Doctoral Degree
8,253 satisfied customers
I'm a disabled senior citizen with a 51 year old daughter.
I'm a disabled senior citizen with a 51 year old daughter. We have two homes on acreage that will appraise for about $625,000. We have everything I my daughters name but are considering having a quit … read more
Ray
Ray
Lawyer
Doctoral Degree
8,253 satisfied customers
My 95 yo mother wants to do a reverse mortgage on her home
My 95 yo mother wants to do a reverse mortgage on her home in Atlanta ga she has a current o mortgage of 78 k on her home (n which she I adn I BOTH live, It is worth 500k But she wants to leave the ho… read more
LawTalk
LawTalk
Attorney
Juris Doctor
6,208 satisfied customers
i have a certificate of satisfaction and the a deed of trust
i have a certificate of satisfaction and the a deed of trust for my house with only my self and my wifes name on it showing clear but there is still a promisary note on it what do i do… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
I am divorced. Both my ex-wife and I have two properties that
I am divorced. Both my ex-wife and I have two properties that we jointly own. Prior to my divorced, my ex-wife and I decided for us both to keep two of our properties. We our both co-borrowers on both… read more
Attyadvisor
Attyadvisor
Doctoral Degree
9,572 satisfied customers
Please advise if two unmarried Olmsted County Minnesota joint
Please advise if two unmarried Olmsted County Minnesota joint deed holders one age 72 and one age 70 are eligible for a reverse mortgage?… read more
Ray
Ray
Lawyer
Doctoral Degree
8,253 satisfied customers
If two people are listed as borrowers on a home mortgage, will
If two people are listed as borrowers on a home mortgage, will the mortgage show up on both borrowers credit report ?… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,669 satisfied customers
I have a reverse mortgage which is serviced by wells fargo
I have a reverse mortgage which is serviced by wells fargo who no longer offers them. I am the sole borrower on the loan. How do I make certain my share of the remaining home equity (after loan payoff… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
My husband refinanced the home he had a loan on prior to meeting
My husband refinanced the home he had a loan on prior to meeting me (refinanced personal debts, loan for paying off ex-wife and the balance of the loan), I did not sign the papers as a borrower but si… read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,142 satisfied customers
Hi, my wife owns a property in Idaho that she bought before
Hi, my wife owns a property in Idaho that she bought before we got married that she is currently trying to sell as a short sale. It was her primary residence at one point but was converted to a rental… read more
BartEsq
BartEsq
Attorney
Doctoral Degree
674 satisfied customers
Hi there, I have a very unique and exciting opportunity to
Hi there, I have a very unique and exciting opportunity to purchase a home by just taking over the payments of a reverse mortgage when they become due on my elderly bosses home. I am completely unfami… read more
JBaxLaw
JBaxLaw
Attorney
Doctoral Degree
8,080 satisfied customers
Im 62 years old and thinking of getting married to a 71 year
I'm 62 years old and thinking of getting married to a 71 year old man. I own a home in Northern California. My mortgage is paid off. My property is appraised at 1 million dollars. The man I'm about to… read more
Ray
Ray
Lawyer
Doctoral Degree
8,253 satisfied customers
My wife and I own 2 homes. 1st home is our primary residence.
My wife and I own 2 homes. 1st home is our primary residence. This home has one mortgage and we are current on our payments. 2nd home is a rental property. The 2nd home has a 2nd mortgage. We lose abo… read more
Richard
Richard
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Doctoral Degree
51,099 satisfied customers
I am married, live in Florida and we own a condo. The loan
I am married, live in Florida and we own a condo. The loan is only on my wife's name (she's the only signer of the promissory note) but the deed shows both our names. This condo is in foreclosure now.… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Husband purchases a rental property in his LLC name (AZ Community
Husband purchases a rental property in his LLC name (AZ Community Property State). Wife does not want any potential liability, so she records a disclaimer deed and husband records, I believe, a warran… read more
Phillips Esq.
Phillips Esq.
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JD
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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