Real Estate Law
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If your attorney did not handle your case as required you have a bar complaint against the attorney as well as a negligence/malpractice action. As far is the lender is concerned there are many agencies that investigate these matters through the State and Federal government that can assist. Have you filed any complaints.
At this point what is going in with the loan?
As far as the court is concerned asking the court to enforce the judgement and stay and any further action on the part of the loan servicer is exactly what needs to be done. I have been represented both the lenders and the borrowers in these matters and you must be relentless in your pursuit against the lender. Each State and the Federal Government offer assistance and the agencies tasked with investigating the lender are finally following through. Let me put together the links to file complaints today online.
In the meantime you can apply for a loan modification through a HUD counselor and get the complaint process started.
I am not seeing the State where the real property is located. Can you please let me know the State?
HUD approved counselors https://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
Consumer Financial Protection Bureau Complaint https://www.consumerfinance.gov/complaint/
FTC complaint https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc
Office of the Comptroller of the Currency/U.S. Treasury Department https://www.helpwithmybank.gov/complaints/index-file-a-bank-complaint.html
What concerns me is the fact that this loan continues to be transferred/assigned. This only adds to the issues. The lender that is no longer holding the loan has no incentive to resolve anything. I am very concerned that the lender will try to buy time and drag this out as long as possible. I am a firm believer in being proactive. While representing the lenders in foreclosure cases I found that the only owners that had a hope of getting matters resolved were the ones that made the most noise. i would do everything I possibly could to not only hold the mortgage industry responsible but also save my home. If you lack confidence in your Attorney it is time for a change.
Please do not hesitate to ask me any additional questions that you may have with regard to this matter.
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You are asking me to provide legal advice rather than general information. A motion to stay any further assignments or transfers as well as a motion to stay any action toward foreclosure would be helpful.
My apologies we went off in another direction on filing a motion. Here are all of the links with the exception of the State link.
This is the complaint page specifically addressing loan modifications http://www.state.nj.us/dobi/consumer.htm
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