Real Estate Law
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Good morning. Do you have a lease or rent month to month? Do you know when this was sent, since we are in January now, so it is odd they are demanding it and it is after the fact
Thank you. If you now rent month to month, the landlord can ask that you obtain renters insurance but they need to provide you with the proper time and notice, for this to happen. They need and want to be protected from loss, in the event that something happens, so it is not uncommon for a landlord to require renters insurance. Now, if you do not want to obtain it, you do not have to but then you may need to move. If you like where you reside, you should obtain prices, as it should no cost that much. They want you to get it to likely 1) reduce their premiums and 2) place the burden on you to pay and use it if something happened, which would be viewed as your fault.
You should not. Renters insurance should cover any loss or damage which is a result of your actions.