Real Estate Law
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Hello. My name is Alex.Thank you for your question.I will be happy to provide you with information you are seeking for educational purposes only.
Unfortunately, HB 87 only applies to foreclosures where certificate of title due to foreclosure was issued after July 1, 2013 and any foreclosure prior to that date would be subject to the standard 5 year statute of limitations in Florida, you can read further details related to HB 87 at the link below:
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I wish you the best of luck and good luck!
Thank you for your follow up.
I cannot comment on your specific case, but generally any deficiency judgments that were obtained on foreclosure action, where the foreclosed property was titled back to the bank or a third party bidder at the foreclosure auction before July 1, 2013 would be subject to 5 year statute of limitations.
I wish you the best of luck!