Real Estate Law
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What you are describing done by the mortgage company is illegal if they changed the terms of the mortgage and are holding you responsible without you signing the agreement.
I know you probably feel like there is nothing you can do at this point. However, there are some legal aid societies providing help to women in your situations to deal with abusive husbands and navigate the legal system. In Ontario, there is Legal Aid Ontario which help with domestic violence cases. Here is a link to their website: http://www.legalaid.on.ca/en/getting/type_domesticviolence.asp. They also have references to other legal services who could possibly aid you as well.