Real Estate Law
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I will try and help, but I am confused. How did you acquire title? Are you saying you, your mother and brother all hold title jointly (joint tenants) with right of survivorship? What exactly is your brother trying to do?
Please let me know.
First of all, its "quit claim". What that means is someone "quits" their interest in a property and gives it to you. You cannot add your name to a deed through a quit claim process, but the person who owns it can quit their claim and give it to you. So some of what you say is confusing.
Secondly, you do not need to have good credit to be on the deed (what the title to land is called). You do need good credit to be on the loan.
Lastly, your brother cannot "quit claim" someone onto a deed. If he is the sole owner on the deed, then he could re-deed the property and add her name to the deed, but that would require the consent of all other owners unless title (the deed) is held as tenants in common.
So what you are telling me does not make sense. Can you clarify?
You did not indicate what the FTB would be liening for, but technically (and depending on the circumstances) they could lien any property you own. If you are on the deed, you are on the title and they are one in the same.
Nope, the loan is irrelevant. They want your interest in the property.
Now that you are on the deed, you have assets, and that is what the state is after.
I hope this helps.