Real Estate Law
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can the bank sell the manufactured home without the title
Response: Yes, the bank can as the lien holder. The bank does not have to have the title in order to auction off the mobile home.
My apologies for misreading your post. If the property was not pledged as collateral and you can claim the property as exempt, the lender cannot auction off the property. Otherwise, the lender can even if it does not have title or lien on the property.