Real Estate Law
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How did you make the payments?
Did they accept the payments to bring the loan to current?
Or do you owe additional money for any late fees, payments, or other costs?
This is going to depend on whether they accept the payments and post them to your account or they return them to you and then try and repo the home.
From a purely legal perspective, a mobile home is personal property just like a car and if you become delinquent on the payments by even one day, they can take action to repossess the home. Typically they don't like to repo mobile homes because of the way they depreciate and they have to store and then sell them and sue the borrower for any deficiency.
But if you paid the money at the bank personally and they accepted it, then that would cure the default and reinstate the loan and you should be fine.
With all that said, I kind of doubt that they would be able to arrange to try and repo the home on Friday as that isn't enough time to get someone lines up to come and do it. So whoever the bank representative that you spoke with is likely just bluffing you to try to get you to make the payments to bring the loan current.
I would contact them tomorrow and let them know that the payments have been made and they should receive them within a day or two if you mailed them in.
Ok, good, if they accepted the payment, then you cured the default and they have no legal grounds to repo the home now..
So this sounds like a pure bluff to me as the neighbor could sue them for damages to their yard and for trespass to property and they would win. Kim would get fired for violating the law and putting the employer at risk..
I don't see it happening since you cured the default...