I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this is happening.
New Jersey law says that a person with a handicapped placard is allowed to park in spaces that otherwise have a time limit for up to 24 hours (even if that's beyond what the time limit says). That means the HOA cannot put a shorter time limit on the accessible spaces, but it doesn't sound like that's enough.
The Fair Housing Act requires HOAs to make reasonable accommodations for persons with disabilities. It is reasonable to allow someone who lives in a property to park their car without being required to move it regularly. (What if you went on vacation? What if you were snowed in? What if you got sick? This limitation doesn't make any sense in a residential parking lot). You have the ability to send a letter to the HOA, requesting a reasonable accommodation that you be permitted an exemption from any time limits on spaces. They'll have two options:
1. Don't implement the restriction in the first place.
2. Give everyone who requests one a sticker saying they're exempt.
Alternatively, you can request that they assign you an accessible space near your door, which should be considered reasonable and which would carry no time limit. If you submit a written request that is denied, you'll be able to sue the HOA for violation of the Fair Housing Act, as will any other disabled owners in your community, and you'll be able to ask that they be required to pay your attorney's fees.
If you have any questions or concerns about my response, please reply WITHOUT RATING. It's important that you are 100% satisfied with my courtesy and professionalism. Otherwise, please rate my service positively so I am paid for the time I spend answering questions. If you are on a mobile device, you may need to scroll to the right. There is no charge for follow-up questions. Thank you.