Real Estate Law
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I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear about your situation.
Maryland law allows the bank to sue you for any balance remaining on the house after a foreclosure and to get a judgment against you. Whether a judgement can be used to take your new home will depend upon what state you're moving to. Many states offer some level of protection from having your home taken, but I'd need to know where you were planning to move in order to look it up. If you file for bankruptcy, federal law will protect up to $45,970 in your home as a married couple that files taxes jointly.
With that said, mobile homes can be classified as both personal and real property. You'll typically get more protection if the home is fixed in place somewhere, but there are other factors. If you think filing for bankruptcy might be a good option for you, it may help to talk to a bankruptcy attorney before you do anything.
Did you have any other questions about this?