Real Estate Law
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IF you never signed a promissory note or lien for the money the account was short, then it would be difficult for the lender to have a lien.
That said, you should find out what exactly the lien is for, review the document, etc.....and if the lien is outstanding....you can file a petition to quiet title and remove cloud....which is a proceeding you would file to cancel the lien.
You'd have to name the lienholder as a defendant, and serve it at the last known address, and if no response is made, you should be able to get a default judgment against the lienholder defendant and have the court issue an order voiding and removing the lien.