Real Estate Law
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We have a typical homeowner insurance policy which is suppose to cover property damage and liability. Our agent always reminds us to use people who have liability and workers comp to do house hold repairs and such.
Is this really for our protection or is it mainly to shield our insurance company. If we have a liability policy and the injury is OUR FAULT when a worker or a neighbor gets seriously injured during a repair job…our fault…why should we search and search to find a company that has their own general liability plus workers comp.?