How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Phillips Esq. Your Own Question
Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Real Estate Law
Satisfied Customers: 19668
Experience:  B.A.; M.B.A.; J.D.
Type Your Real Estate Law Question Here...
Phillips Esq. is online now
A new question is answered every 9 seconds

I have a property with two lots, but one address. Since 2006

Customer Question

I have a property with two lots, but one address. Since 2006 property taxes had gone unpaid because a lender neglected to include the second lot in the escrow payment. About
three transfers/refinances later on 8/17/2015 I find out what happen. Chase has the mortgage and has paid all of the taxes, late fess, penalties and interest because of this mishap. However, a little more than $1200 was taken from my escrow account, without my permission or consent. None of the $1200 represents back taxes. I believe what the chase bank has done falls squarely under 18 USC 656. Am I wrong?
Submitted: 1 year ago.
Category: Real Estate Law
Expert:  Phillips Esq. replied 1 year ago.

No, you are not wrong. You should proceed with your complaint against the bank with the U.S. Department of Justice:

Kindly give a positive rating to my post so that I can receive credit for answering your question—so that part of the deposit that you already paid to the site can be transferred to me. You are not charged extra for doing this.

Thank you for your cooperation.