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I HAVE A VERIZON DEROGATOR STATEMENT ON MY CREDIT REPORT ON…

Customer Question
I HAVE A VERIZON DEROGATOR...
I HAVE A VERIZON DEROGATOR STATEMENT ON MY CREDIT REPORT ON A NON PAYMENT OF 95.00. WOULD LIKE THEM TO SEND ME A BILL OR REMOVE FROM MY CREDIT REPORT. JIM
Submitted: 2 years ago.Category: Real Estate Law
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Answered in 10 minutes by:
3/7/2016
Real Estate Lawyer: J. Warren, Lawyer replied 2 years ago
J. Warren
J. Warren, Lawyer
Category: Real Estate Law
Satisfied Customers: 2,250
Experience: Experience in residential real estate and commercial leases.
Verified

Hello and welcome to JustAnswer. Please note:This is general information for educational purposes only and is not legal advice. No specific course of action is proposed herein, and no attorney-client relationship or privilege is formed by speaking to an expert on this site. By continuing, you confirm that you understand and agree to these terms.

I am sorry you are dealing with this situation. If there is inaccurate information on a credit report, the FTC has a process in which you can dispute the information and each of the credit bureaus will contact the reporting creditor and request they substantiate the debt owed. Here is the link the provides the guidelines along with a sample dispute letter for disputing errors: https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports

In addition, here is the customer service number for Verizon 1-***-***-**** or if related to wireless service 1.***-***-**** which is likely to lead to some frustration trying to get a human on the phone.

An address in which you can send a letter requesting prove of the debt from Verizon:

General Correspondence

Verizon
P.O. Box 4846
Trenton, NJ###-##-####/p>

I would start the process with the credit bureaus simultaneously with attempting to contact Verizon.

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Real Estate Lawyer: J. Warren, Lawyer replied 2 years ago

Can I answer any additional follow up questions for you or clarify anything I have written above? If not, can you please press a positive rating above this message box in the ratings section so I will be paid for my time assisting you on this matter? Pressing a positive rating will not cost any additional money - it is simply the trigger used by Just Answer to pay me for my time (pressing the middle star or the fourth or fifth star on the right are all positive rating buttons).

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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