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IN CALIF. Bank of America sold our home loan to clean up
IN CALIF. Bank of America sold our home loan to clean up their books in 2012 we were in the modification process and B of A sold our loan to Nationstar and they put us in "foreclosure" immediately, sa… read more
Attyadvisor
Attyadvisor
Doctoral Degree
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If I live in a house with my child for which the mortgage is
If I live in a house with my child for which the mortgage is in my deceased father's name, can I sign a mortgage modification agreement sent in his name without assuming the loan? Also, how can I find… read more
Attyadvisor
Attyadvisor
Doctoral Degree
9,247 satisfied customers
My home has a trustee sale Tues. We were denied on
My home has a trustee sale for next Tues. We were denied on the modification and sent a new mod. for a year and half I have tried with a mod agent to get a mod. Yesterday Nationstar would not allow an… read more
LawTalk
LawTalk
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Juris Doctor
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My home was in a modify stage six months we called
my home was in a modify stage for about six months we called them to see how it was going they said it was still in process any way we had people coming over asking questions about our home i asked th… read more
Barrister
Barrister
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Doctoral Degree
12,593 satisfied customers
I just now had a title report pulled on my property. It says
I just now had a title report pulled on my property. It says that Bank of America is the beneficiary. BOA executed an assignment to Nationstar Mortgage last June. Nationstar Mortgage foreclosed on my … read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
Our home was up for a foreclosure Auction and I contacted a
Our home was up for a foreclosure Auction and I contacted a company called Home Retention Alliance of California to help stop the sale. They sent the paperwork stopping the sale on the date of the sal… read more
Barrister
Barrister
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Doctoral Degree
12,593 satisfied customers
We live in Dallas Texas and refinanced in 2004 to get a better
We live in Dallas Texas and refinanced in 2004 to get a better interest rate and got a Texas Equity Takeout Loan. My husband lost his job in June of 2012 ands we got a 6 month unemployment forbearance… read more
Andrea, Esq.
Andrea, Esq.
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Post-Doctoral Degree
10,512 satisfied customers
Due to a 6-month lay-off, I was not able to pay my mortgage
Due to a 6-month lay-off, I was not able to pay my mortgage from August until Dec 2013. I just got a job this month. I called up my lender last Dec and my loan specialist told me that I could be quali… read more
Attyadvisor
Attyadvisor
Doctoral Degree
9,247 satisfied customers
We were approved for a trial modification for our mortgage
We were approved for a trial modification for our mortgage by Bank of America. First payment due Nov. 1, 2012. Called Bank of America to make payment. Didn't trust mail getting it there on time. Bank … read more
socrateaser
socrateaser
35,656 satisfied customers
After 2 1/2 years of working with Bank of America on a modification,
After 2 1/2 years of working with Bank of America on a modification, we have now been foreclosed on while we were even still working on the mod. We were not late on our payments when we started this p… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,988 satisfied customers
We just recieved a letter from Bank of America, the company
We just recieved a letter from Bank of America, the company who just bought our loan during foreclosure, that states our only choices now are a short sale or a Deed in Lieu of Foreclosure. Can we refi… read more
LegalKnowledge
LegalKnowledge
Juris Doctor
31,824 satisfied customers
I began my trial home loan modification in april,2010. My payments
I began my trial home loan modification in april,2010. My payments went from 3398.68 to 1687.73 I made my payments by cashiers checks and fed-exed them and I was told to do. In September my husband ca… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
I have two questions: we were in a process for a modification
I have two questions: we were in a process for a modification loan with a specialist, when we were surprised with a letter advising us that an action terms of sale was set for our House through the Sh… read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,593 satisfied customers
i had a sale date on our home last year aug 2009. i started
i had a sale date on our home last year aug 2009. i started a loan modification with my lender and they set up a pymt i could handle and was happy with. they said i had to go thru a 3 mos trial period… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,081 satisfied customers
I need some guidance immediately as my lender foeclosed on
I need some guidance immediately as my lender foeclosed on our home and we hired a loan modification company that said they would have no problem getting our loan modified since we are self employed a… read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,593 satisfied customers
Nationstar Bank foreclosed on my house in AZ, earlier this
Nationstar Bank foreclosed on my house in AZ, earlier this week without warning. What rights do I have? I stopped making payments on my loan to take advantage of the Loan Modification program. In 11/0… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
8,377 satisfied customers
we were almost done with our mortgage modification process
we were almost done with our mortgage modification process when our bankruptcy lawyer filed our bankruptcy which negated our modification and we had to start all oever again til now-However when our b… read more
Barrister
Barrister
Lawyer
Doctoral Degree
12,593 satisfied customers
My husband and I were going through a loan mod. We are being
My husband and I were going through a loan mod. We are being told that loan mod rep. and bank are negotiating new terms for our payments, everything is fine and moving along. All of a sudden we get a … read more
Phillips Esq.
Phillips Esq.
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JD
21,081 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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