Real Estate Law

Have Real Estate Law Questions? Ask a Real Estate Lawyer.

Ask a Lawyer,
Get an Answer ASAP!

Real Estate Law

I bought my hose a few years ago paid closing cost 15 years

Customer Question
to pay if off i...
I bought my hose a few years ago paid closing cost 15 years to pay if off i paid a down payment now I have only couple years left but I want to just go ahead and pay it off my question do I need to pay closing costs again to make the deed to be on my name etc I leave in Georgia or what do I need to pay if I want to pay off the rest of the money owed buying from owner
Submitted: 1 year ago.Category: Real Estate Law
Show More
Show Less
Ask Your Own Real Estate Law Question
Answered in 5 minutes by:
2/21/2016
Real Estate Lawyer: Ray, Lawyer replied 1 year ago
Ray
Ray, Lawyer
Category: Real Estate Law
Satisfied Customers: 43,415
Experience: Texas Attorney for 30 years dealing in real estate
Verified

Hi and welcome to JA. Ray here to help you today.Did you do this under contract for deed or was it regular deed, promissory note, deed of trust, do you have legal title here or just a contract.Some more information so that I may assist you today, thanks.

Ask Your Own Real Estate Law Question
Customer reply replied 1 year ago
we have contract 15 years contract i only have the contract and expecting to get the ownership deed after i pay off the rest of the debt
Real Estate Lawyer: Ray, Lawyer replied 1 year ago

So the owner has to pay for and give you a deed once you pay it off.He should give you completed deed and you record it in county deed records.They return it to you here once it is recorded.This should be sellers costs not yours.

Thanks for the follow up.

Ask Your Own Real Estate Law Question
Real Estate Lawyer: Ray, Lawyer replied 1 year ago

Free forms for you

Warranty Deed

Georgia, County of Hall

THIS INDENTURE, made this _____ day of ___________, in the Year of Our Lord Two Thousand and

______________, between _______________________________________________ of the State of Georgia

and County of

Hall (hereinafter called "GRANTOR"), and __________________________________________

of the State of Georgia and County of

Hall (hereinafter called "GRANTEE),

WITNESS: That the said GRANTOR, for and in consideration _______________________________, in

hand paid at and before the sealing and deliver of these presents, the receipt of which is hereby acknowledged,

has granted, bargained, sold and conveyed, and by these presents does grant, bargain, sell and convey unto

the said GRANTEE the following described property, to wit:

TO HAVE AND TO HOLD the said tract or parcel of land, with all and singular the rights, members and

appurtenances thereof, to the same being, belonging, or in anywise appertaining, to the only proper use, benefit

and behoof of the said GRANTEE, forever, in FEE SIMPLE.

AND THE SAID GRANTOR will warrant and forever defend the right and title to the above described

property, unto the said GRANTEE against the claims of all persons whomsoever.

WHEREVER there is a reference herein to the GRANTOR or the GRANTEE, the singular includes the

plural and the masculine includes the feminine and the neuter, and said terms include and bind the heirs,

executors, administrators, successors and assigns of the parties hereto.

IN WITNESS WHEREOF, the said GRANTOR has hereunto set his hand and seal, the day and year

above written.

Signed, sealed and delivered in presence of:

__________________________________ _______________________________

Unofficial Witness (Seal)

__________________________________ ______________________________

Notary Public (Seal)

My Commission Expires: _____________

Ask Your Own Real Estate Law Question
Real Estate Lawyer: Ray, Lawyer replied 1 year ago

Modify the county here for yours.

Ask Your Own Real Estate Law Question
Customer reply replied 1 year ago
lease purchase is what we had so you are saying that i should not have to pay any costs once i pay off the rest of the money owed and the seller which is a person not a bank should be liable of any fees in other to get the deed done in my name
Real Estate Lawyer: Ray, Lawyer replied 1 year ago

Thats correct you paid it off then they seller pays for deed and provides it to you for recording or he records it.Either way this is his cost not yours.Glad you are all paid off here.Thanks.

Ask Your Own Real Estate Law Question
Customer reply replied 1 year ago
well i will meet him tomorrow we will go the the attorneys where we originally did the closing i want to be sure how this is supposed to be handled i hope he doesnt have other ideas i will hand him the rest and i will want to collect the deed on my name but i need to be ready to make sure i do not get taken advantage of
Customer reply replied 1 year ago
i come to tell you about it tomorrow and thank you for advising and just to make sure we are talking about georgia law
Real Estate Lawyer: Ray, Lawyer replied 1 year ago

Sure you may want to ask about a title policy here too for your protection since you are paying it off.

Ask Your Own Real Estate Law Question
Customer reply replied 1 year ago
What is tile policy in this situation ?
Real Estate Lawyer: Ray, Lawyer replied 1 year ago

A title policy would protect you from any liens, back taxes, or title defects unknown to you.They pass with the property so you want to know if you have any title problems.A policy protects you, they ensure everything is paid for and also no liens or taxes you don't know about.It offers you protection that you are getting what you paid for here.

Ask Your Own Real Estate Law Question
Customer reply replied 1 year ago
Ok that is interesting thank for advising I will ask about it to make sure
Real Estate Lawyer: Ray, Lawyer replied 1 year ago

No problem good luck with closing.Thanks again have a great evening.

If you can positive rate it is always much appreciated.

Ask Your Own Real Estate Law Question
Ask Ray Your Own Question
Ray
Ray
Ray, Lawyer
Category: Real Estate Law
Satisfied Customers: 43,415
43,415 Satisfied Customers
Experience: Texas Attorney for 30 years dealing in real estate

Ray is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

5,436 satisfied customers

17 years of legal experience including real estate law.

Barrister

Barrister

Lawyer

10,826 satisfied customers

16 years real estate, Realtor. Landlord 26 years

Infolawyer

Infolawyer

Lawyer

7,657 satisfied customers

Experienced lawyer

Ray

Ray

Lawyer

43,415 satisfied customers

Texas Attorney for 30 years dealing in real estate

LawTalk

LawTalk

Attorney

6,207 satisfied customers

I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

Dimitry Esquire

Dimitry Esquire

Attorney

5,526 satisfied customers

JA Mentor, multiple jurisdictions, specialize in business/contract disputes, estate creation & admin

Ely

Ely

Counselor at Law

4,899 satisfied customers

Qualified attorney in private practice including business, family, criminal, and real estate issues.

< Previous | Next >

Related Real Estate Law Questions
I have a copy of a note that the deed and warranty deed has
i have a copy of a note that the deed and warranty deed has been recorded at the county courhouse, how do i get it certified as a certified copy as we are trying to sell the note. the original is not … read more
Ray
Ray
Lawyer
43,415 satisfied customers
Deed of trust of the first and second.... They didn't do the
Deed of trust of the first and second.... They didn't do the foreberance as agreed. I preformed as expected. June 2 notice of trustee substitution and notice of sale... June 4 I paid it up current app… read more
Ray
Ray
Lawyer
43,415 satisfied customers
I signed a warranty deed with vendors lien and recorded it.
I signed a warranty deed with vendors lien and recorded it … read more
Barrister
Barrister
Lawyer
Doctoral Degree
10,826 satisfied customers
I entered into a Contract for Deed for 30 acres of land in
I entered into a Contract for Deed for 30 acres of land in Johnston County, Oklahoma. It states I make a monthly payment of $1000.00 each month until my home in Jacksonville, Texas is sold upon which … read more
socrateaser
socrateaser
1,031 satisfied customers
Making a deed of trust, wondering if I have to hire a
Making a deed of trust, wondering if I have to hire a trustee or can I be lender and trustee> … read more
Roy Hadavi
Roy Hadavi
Attorney
Juris Doctorate
886 satisfied customers
I just signed a contract for deed for a house but I have not
I just signed a contract for deed for a house but I have not closed or had it notorized with the lenders. I also haven't completed the down payment. Could I get out of this contract? … read more
Barrister
Barrister
Lawyer
Doctoral Degree
10,826 satisfied customers
The Balloon on My contract for deed is due OCT 1, 2017. I
The Balloon on My contract for deed is due OCT 1, 2017. I have had a serious accident and have not been able to work. I have been making all the c4d payments. I have huge outstanding debt and my attor… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I have a customer who is on deed of trust and her husband is
I have a customer who is on deed of trust and her husband is deported and she wants him off the account but I am not sure what all I need for that to happen, does he have to sign off on it , can I jus… read more
LawTalk
LawTalk
Attorney
Juris Doctor
6,207 satisfied customers
A deed of trust for 10,000 was made on 10/16/06 and was
Hello, a deed of trust for 10,000 was made on 10/16/06 and was filed 2/2/07. I am trying to lower my mortgage payment and was told that there is a lien this needs to be resolved first before continuin… read more
TaxAttorneytoHelp
TaxAttorneytoHelp
Owner
Doctoral Degree
2,542 satisfied customers
I have a contract for deed on a land home purchase. for 12
I have a contract for deed on a land home purchase. for 12 years I have paid my monthly payment plus an escrowed amount that was for taxes. I recently went to work for the assessors office and discove… read more
Damien Bosco
Damien Bosco
2,990 satisfied customers
We have a person on deed of trust, and they are renting out
We have a person on deed of trust, and they are renting out the property. The person under contract is past due and up for foreclosure. I have sent from her a promissory note that she sent to us, but … read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,657 satisfied customers
What are typical closing costs for a $520,000 home in Ca. My
What are typical closing costs for a $520,000 home in Ca. My agent said the seller and I would split costs and they would roughly be around $5,000 each. Is this accurate? I was just given papers from … read more
Michael Bradley
Michael Bradley
JD
1,127 satisfied customers
I have a Deed of trust to secure assumption on my old house
I have a Deed of trust to secure assumption on my old house from the divorce. My ex-wife did a loan modification on the loan last year without my approval. The mortgage company did the loan modificati… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
We have a contract for deed, the deed was never filed. we
we have a contract for deed, the deed was never filed. we now have a buyer for the house. How do we close.… read more
Ely
Ely
Counselor at Law
Juris Doctor
4,899 satisfied customers
Who pays for closing costs? Lake County (Leesburg) no -
no - offer is going to be signed soon, but it states buyer and seller will share closing costs. I was told by a NY lawyer that sellers pay all closing costs in FL … read more
LegalKnowledge
LegalKnowledge
Juris Doctor
27,443 satisfied customers
Not a duplicate**** I gave a deed of trust on my condominium
Not a duplicate****I gave a deed of trust on my condominium to a private lender (as well as signed a promissory note) in May of 2015. We revised the terms of the agreement in December, 2015. The revis… read more
Amadeo Rivera
Amadeo Rivera
JD
77 satisfied customers
I have a deed of trust on a property that is past due and
I have a deed of trust on a property that is past due and the person has filed for bankruptcy. Have I lost my money or is this a lien?… read more
Barrister
Barrister
Lawyer
Doctoral Degree
10,826 satisfied customers
What are the typical closing costs a seller must pay for
What are the typical closing costs a seller must pay for selling a house in Tennessee? We just sold our house . Was a clean offer . Above asking by 5k. Our house is almost 10 years old. We are not bei… read more
Barrister
Barrister
Lawyer
Doctoral Degree
10,826 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x