Real Estate Law
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Have you gotten estimates for the cost of repairs for the damages?
Ok, then that is the measure of your damages.. If you submit a demand letter to Wells Fargo for the cost of any repairs, and they refuse to pay you, then your recourse is to sue them in small claims court for your damages and court costs.
Since they are clearly in the wrong here, they should just cut you a check if you send a demand letter to them with copies of your estimate for the cost of repairs (use the highest one).