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Quick question. Im married. Primary home is in and currenlty
Hi, Quick question. Im married. Primary home is in Virginia and currenlty valued about 460-80k, currently owe first mortgage 340k and HELOC for 60k. 2 years ago, HELOC sued and got default judgment fo… read more
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Ms. Wilson, I filed and was discharged on a chapter 7 in
Hi Ms. Wilson, I filed and was discharged on a chapter 7 in 2008. My lawyer did not reaffirm my 1st mortgage or my HELOC. I paid both for about a year until the HELOC wanted to turn the account into a… read more
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I have a mobile home tied to the property (it was aland/home
I have a mobile home tied to the property (it was aland/home package). So I have a first mortgage with Greentree owing about $57.3K. I also had a second mortgage with Beneficial to the tune of about $… read more
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When we filed bankrupcy in 2010, the house was not to be included.
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My current mortgage is for $430,000 and I am paying $2550 per
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Hello~ A little background, After 3 years of back and forth
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I have a condomiun that is up side down in value. I plan to
I have a condomiun that is up side down in value. I plan to negotiate a short sale with the bank but if everything fails, I may need to foreclose in this property. If that happens, do I have to file b… read more
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In Chapter 7 I have a first mortgage with BofA of 192000 and
In Chapter 7 I have a first mortgage with BofA of 192000 and a 2nd with HSBC of 50000. current value of my home is 250000. The 1st is current and the 2nd is 6 months in arrears. Can I continue to pay … read more
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Here are the basic details concerning our mortgages, and a
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I purchased a home in '01, my mom co-signed my mortgage. In '02 I obtained a HELOC for 37k., it's an ARM, interest only until 2012. In 2012 my payments will double as I'll I begin repayment of both pr… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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