Real Estate Law

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My wife and I are considering moving to New Mexico and
My wife and I are considering moving to New Mexico and buying home. We now live in Houston, TX where we enjoy the benefits of a homestead law. Because I am 71 we pay no property tax and our school tax… read more
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My husband is 61 and I'm 66. We have great credit and would
My husband is 61 and I'm 66. We have great credit and would like to refinance our house at 30 years and a lower rate. Do you think we can find someone to refinance our 1953 home for 30 yrs at this age… read more
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Richard
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I have a home in pa. I am under the mortgage house worth
I have a home in pa. I am under the mortgage house worth 440 owe 475. First mortgage for 275 second morgag 200.00. 2nd with merrill lynch... it only has my husbands name on loan... but my name is ****… read more
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When my husband became ill and could no longer work, we had
When my husband became ill and could no longer work, we had to go bankrupt on our bills. My husband died four years ago. I was left with a first mortgage on our condo of 1600.00 a month and a second m… read more
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I have a house in Battle Creek MI, that I owe $78K. I tried
I have a house in Battle Creek MI, that I owe $78K. I tried to refinance to get a lower fixed rate with Quicken Loan, than the 7.50 rate I am currently paying. They denied the request, because they sa… read more
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if you and your husband seperate and the home owner association
if you and your husband seperate and the home owner association goes after you for associaton fee, and get a judgment,and all you have is your social security and very small retirement, and the judge … read more
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My home has 3 leans on it. Two lines of credit and a primary
My home has 3 leans on it. Two lines of credit and a primary mortgage. They total about 237k, and I estimate I am under water by about 90k-100k. What would be the consequnses, besides the trashed cred… read more
max713
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Mother can no longer pay her mortgage of 850. She owes 80,
Mother can no longer pay her mortgage of 850. She owes 80, the house is worth about 67 if lucky. Also the neighborhood has turned sec 8 and unsafe for her to live in. She will move in with us. She wil… read more
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During my marriage, I did not work, contribute financially,
During my marriage, I did not work, contribute financially, nor handle the finances. In the California divorce my EX. got the California house in which we lived, I got a piece of land in Delaware wher… read more
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I am receiving disability benefits (60% of my salary) from
I am receiving disability benefits (60% of my salary) from the state of massachusetts, where I am still employed. Drs say I may not be able to return to work, but if I do not return by 9/2011 I will n… read more
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Hello, I have a lot that I purchased from BOA about 6 years
Hello, I have a lot that I purchased from BOA about 6 years ago that i have tried to list approx. 2 years ago. I am talking to a listing agent again, but here is the problem: The lot is now worth appr… read more
David L
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i live in the state of florida and have not made a morgage
i live in the state of florida and have not made a morgage payment for over 2 years to bank of america. my mother cosinged for the loan. the loan is app 275,000. the house is appraised at 99,000 so i … read more
lwpat
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I was in the last stages of a refinance with Wells Fargo at
I was in the last stages of a refinance with Wells Fargo at 4.5%(affordable homes program). They stated I did not qualify because my line of credit was with a non-Wells Fargo lender. I stand to save a… read more
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I haven't paid my mortgage since October...because of gettng no answers from Merrill Lynch I decided to go to a lawyer and check out my options. They held my modification packet for 9 months and never… read more
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i was wondering if you are in a forecloser and have a 2nd morgage
i was wondering if you are in a forecloser and have a 2nd morgage and have a home improvement loan on the 2nd morgagecan they come after you to pay the loan.not a equity line or anything else just str… read more
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How can I get rid of my rental property with 1st mortgage with Navy Federeal Credit Union and 2nd mortgage with private investor leaning against my primary house where I am living and I can not lose. … read more
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In 2006 we borrowed money from our home of 13 years ...
In 2006 we borrowed money from our home of 13 years for a newer home in the same town. By the time our new one was done and we were ready to sell the older one, the market went bad. Now we have 2 home… read more
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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