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Two people purchase a house titled in joint tenancy. The two
Two people purchase a house titled in joint tenancy. The two people both sign as borrowers on the loan. However only one person makes a big down payment to secure the loan. The other person who can't … read more
Barrister
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This scenario is in Alabama. My son has been married for 25
This scenario is in Alabama. My son has been married for 25 months. Two months prior to marriage he purchased a home for 130K and the deed to the properrty was put in my son's name. He borrowed the 13… read more
LawTalk
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My girlfriend and I own a home together in Whittier California.
My girlfriend and I own a home together in Whittier California. We've owned the home for 11 year's (bought in 2003). The title reads joint tenancy, as we both own the home. We are no longer together -… read more
Phillips Esq.
Phillips Esq.
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Good evening, I work in accounting for a private firm but
Good evening, I work in accounting for a private firm but also do taxes on the side. I am attempting to help some friends with their 2012 taxes. They have a complex real estate issue which is not my a… read more
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I sold a house on a land contract about two years ago. The
I sold a house on a land contract about two years ago. The purchasers have since had a series of negative financial difficulties. In an effort to help I gave them 3 months of free time without reporti… read more
Law Pro
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I filed for BK 13 on 12/23/2009 and I am paying 100%. I have
I filed for BK 13 on 12/23/2009 and I am paying 100%. I have an original Mortgage which I am paying on time with a balance of 189,000. I have 1 HELOC paying interest only @ 3.+% and a second HELOC pay… read more
cfortunato
cfortunato
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house payment 7 months late, no foreclosure yet, house vacant,
house payment 7 months late, no foreclosure yet, house vacant, property taxes due but not paid. What happens if I do not pay them?… read more
David L
David L
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i traded work for partial payment on a piece of property. at
i traded work for partial payment on a piece of property. at that time we had a verbal agreement i would buy the property and that some time later i would do more work for him to bring down the price … read more
Phillips Esq.
Phillips Esq.
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An elderly woman living in NJ transferred the deed to her house
An elderly woman living in NJ transferred the deed to her house to her daughter approximately 17 years ago. The mortgage was almost paid off entirely. The daughter assumed the remaining mortgage, but … read more
Loren
Loren
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Ive spent 9 months in a loan modification with EMC. In January
I've spent 9 months in a loan modification with EMC. In January they said I would qualify for the MHA program and set me up on a trial payment plan. My original mortgage payment was $2200.00 per month… read more
Phillips Esq.
Phillips Esq.
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i am 6 months behind in my mortage payment. how long before
i am 6 months behind in my mortage payment. how long before i can expect to hear from my lender. my payment is $850, before taxes and insurance. plus i have about $25,000.00 in repairs needed. the big… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I sold a house on 4/17/09. I had lived in this house for 5
I sold a house on 4/17/09. I had lived in this house for 5 years previous to selling. I earned an equity of $84,2046. On 6/30/09, we bought a new house out of state and used 100% of our equity to the … read more
Barrister
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HI, My boyfriend and I bought a house in Michigan in 2007
HI, My boyfriend and I bought a house in Michigan in 2007 for $200,000 and put $40,000. We are now ex's and he is keeping the house. The house appraised at $175,000. He has offered me $2000 for some l… read more
Ellen
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Could someone tell me the legal description of a duplex versus
Could someone tell me the legal description of a duplex versus a twin home? I just received a cancellation notice for my homeowners insurance because they said they have determined my house is a duple… read more
Anne
Anne
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I am 75 years old and my spouse is 62. I am retired with a
I am 75 years old and my spouse is 62. I am retired with a moderate pension, my social security and small (30%) VA Disability (service incurred) payment. My spouse is semi invalid (power wheel chair b… read more
Lawgirl
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I own a home that I live in. I also own a home intented to
I own a home that I live in. I also own a home intented to be my retirement home when I retire in 2 years. If I let my retirement home go into forclosure, other than ruining my credit, what elso can h… read more
socrateaser
socrateaser
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I purchased a property approximately 4 years ago in New Jersey.
I purchased a property approximately 4 years ago in New Jersey. It is a one family dwelling. In order to get a good rate the loan papers and the deed is Soley under my girlfriends name. However, all t… read more
Infolawyer
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We are in the process of obtaining a reverse mortgage on ...
We are in the process of obtaining a reverse mortgage on our house.The house was just appraised for $265,000 remaining mortgage of $170,000.We have been informed that at closing we will owe $11,000. A… read more
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Roger
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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