Real Estate Law
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Are you currently in bankruptcy? If so, has the creditor filed a motion to lift the automatic stay?
Discharged or dismissed?
Ok. Were you discharged of this mortgage loan or did you reaffirm it?
The only way you could force a stay is by filing a chapter 13 bankruptcy and receive the benefit of the automatic stay...and use that time to establish a repayment plan. You can't receive a discharge after completing the plan, but you likely don't need it if you just got out of a chapter 7 and received a discharge.
There is no other way to stop the foreclosure for certain - - - except by filing chapter 13.
The only way to do that is by filing a chapter 13......there's no other way it could happen short of an agreement with the creditor.