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I would like to get out of my reverse mortgage. How can I do
I would like to get out of my reverse mortgage. How can I do that? … read more
KLAW
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When is TILA statement required for loan modification?
When is TILA statement required for loan modification? … read more
Attyadvisor
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Hi, I have some very specific real estate legal questions about
Hi, I have some very specific real estate legal questions about TILA , RESPA etc. I was recommended ot you.I dont know if you can see the tread on NPVAdvisor, but it would help so I dont have to expla… read more
Law Pro
Law Pro
Doctoral Degree
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Bought a house in 2007, Countrywide was the lender. When Bank
Bought a house in 2007, Countrywide was the lender. When Bank of America bought Countrywide, BOA became my servicer. Fannie Mae the investor/owner. Lost my job and haven't made any mortgage payments s… read more
Attyadvisor
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TO ANYONE WITH KNOWLEDGE AND EXPERIENCE RELATED TO THIS ISSUE. I
TO ANYONE WITH KNOWLEDGE AND EXPERIENCE RELATED TO THIS ISSUE. I need a comprehensive response from any experienced appeals lawyer or judge with a specialty in real estate, foreclosures, and regulatio… read more
Irwin Law
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I am in default on a BOA mortgage, a VA one. In December of
I am in default on a BOA mortgage, a VA one. In December of 2010, I asked BOA to tell me who owns my loan and they told me to pound sand so I told them I wasn't going to pay until they proved to me th… read more
Law Pro
Law Pro
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Need definitive answers: 1) Since BAC Home Loan Servicing (now
Need definitive answers: 1) Since BAC Home Loan Servicing (now defunct) was just a subsidiary of Bank Of America, N.A., was BAC required to file anything in my county records when they assumed servici… read more
Irwin Law
Irwin Law
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My mortgage paperwork shows Bank of America, NA as the lender. After
My mortgage paperwork shows Bank of America, NA as the lender. After sending a QWR to the address in the paperwork, I received a reply from BAC Home Loan Servicing that they are the servicers of the l… read more
Attyadvisor
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I have a question as to what is legal from a bank as far as
I have a question as to what is legal from a bank as far as the date of loan docs. Here is my issue. I am trying to refi my mortgage through the Harp program. I currently do NOT have pmi on my exsisti… read more
Alex J. Esq.
Alex J. Esq.
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15,552 satisfied customers
My wifes sister (#1) lives in North Carolina and has had her
My wife's sister (#1) lives in North Carolina and has had her home on her fathers land for over 25 years. When her father died he willed the land to her brother. Due to her brothers mental disability … read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,603 satisfied customers
I reside in Las Vegas, Nevada. I stopped paying my mortgage
I reside in Las Vegas, Nevada. I stopped paying my mortgage of $1500 to Bank of America in Jan 2010 and have not paid since then (15 months). Origin loan was refinanced 4 years ago with Home Finance o… read more
Law Pro
Law Pro
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i live in the state of florida and have not made a morgage
i live in the state of florida and have not made a morgage payment for over 2 years to bank of america. my mother cosinged for the loan. the loan is app 275,000. the house is appraised at 99,000 so i … read more
lwpat
lwpat
Doctoral Degree
6,615 satisfied customers
We have an interest only loan and have tried loan modification
We have an interest only loan and have tried loan modification that has gone nowhere. We have a three bedroom home that was sold to us as a four bedroom. (we found out when we attempted to list it for… read more
Roger
Roger
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Doctoral Degree
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i owe $1,650,000. on my first and all payments are up to date,
i owe $1,650,000. on my first and all payments are up to date, however i am 13 months behind on my $400.000. heloc with washington mutural ( different bank then my 1st) can and do you think they will … read more
Ellen
Ellen
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An investment condo I purchased in 2006, I have a PPP with
On a investment condo I purchased in 2006 in Florida, I have a PPP with bank. I recently requested bank to send me copies of TIL submitted by broker prior to my app. The TIL Disclosure states in the P… read more
Robert Wichowski
Robert Wichowski
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Im very confused about the motivation of lenders/investors
I'm very confused about the motivation of lenders/investors to offer loan modifications. I'm hearing that they'd really rather not do them, in spite of pressures and now legislation from federal govt.… read more
cfortunato
cfortunato
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Need case law on violations of truth in lending act section
Need case law on violations of truth in lending act section 32, primarily on fines and penalty for brokers who violated.… read more
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We are in the process of obtaining a reverse mortgage on ...
We are in the process of obtaining a reverse mortgage on our house.The house was just appraised for $265,000 remaining mortgage of $170,000.We have been informed that at closing we will owe $11,000. A… read more
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Roger
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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