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We took over neighbors mortage(still in their name) and was…

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we took over neighbors mortage(still...
we took over neighbors mortage(still in their name) and was paying off the total balance. found out there is 3 liens /judgements on the home. Is it possiable to get the place In our name? I was told we may be able to a quick deed.we have paid over 20,000 on place and don't want to loose it.
Submitted: 3 years ago.Category: Real Estate Law
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Answered in 4 minutes by:
6/30/2015
Real Estate Lawyer: TJ, Esq., Attorney replied 3 years ago
TJ, Esq.
TJ, Esq., Attorney
Category: Real Estate Law
Satisfied Customers: 12,804
Experience: JD, MBA
Verified
Hello, and thank you for allowing me to assist you. My name is ***** ***** I will do my best to answer your legal questions. If there are judgment liens, then they will need to be paid off in order to remove them. If the neighbor were to give you a quit claim deed, then your interest in the property would be subject to the judgment liens, which means the lienholder could foreclose at any time. A change in ownership doesn't change that. Moreover, if you were to try to sell the property, then you'd need to pay off the liens in order to give marketable title to the purchaser. You may wish to consider trying to settle with the lienholder for an amount less than what is fully owed. If the lienholder agrees, then you could get the liens released for less. Does that answer your question? Please let me know if you need any clarification, and please remember to provide positive feedback.
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Real Estate Lawyer: Miel-cssm,
 replied 3 years ago
Miel-cssm
Category: Real Estate Law
Satisfied Customers: 5
Verified
We received your customer service inquiry, however, we are unable to respond to you because we do not have your email address. Please contact customer support at***@******.*** and provide us with your email address and a link to this question page so that we can help you. (http://www.justanswer.com/real-estate-law/968e0-took-neighbors-mortage-still-name.html). Thank you, ***** ***** Customer Support Team.
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Real Estate Lawyer: Irwin Law, Lawyer replied 3 years ago
Irwin Law
Irwin Law, Lawyer
Category: Real Estate Law
Satisfied Customers: 7,576
Experience: Lawyer- Broker 30+years - foreclosure, short sale, liens, title attorney.
Verified
Hello. Another expert here and I will try to assist with your question. You can obtain title to the property with a Quitclaim Deed from your neighbor. The judgment liens will remain with the property until they expire as liens. This will require more explanation which I will be happy to provide once you have rated this answer positively.
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