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We have as second mortgage (line of credit) on our
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No payments have been paid on the loan. Would there be a statute of limitations on a non-performing debt that is 5 years old plus? If that 5 year old plus non-performing debt is a second mortgage on a… read more
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No payments have been made on the second mortgage for 5 plus years. Would there be a statute of limitations on a non-performing debt that is 5 years old plus? If that 5 year old plus non-performing de… read more
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I have rental property in North Carolina. If it goes into
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Is a Home Equity Line of Credit that same as a 2nd Mortgage .
Is a Home Equity Line of Credit that same as a 2nd Mortgage?. I had filed a Chap 7 almost 7 years ago, of which my Mortgage and this "Equity Line of Credit" company was included. I have maintained my … read more
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I bought my california home with 10% down, 80% first mortgage, and 10% second mortgage(ARM) from the same Bank. I was given a 10% equity line also from the same Bank. Later my second mortgage was move… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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