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I'm in NY, being serviced by Ocwen. I received a modification,
I'm in NY, being serviced by Ocwen. I received a modification, being current for a year, now I am being raised 250 dollars on my current mortgage due to a negative escrow. I was told that my mortgage … read more
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I was involved in foreclosure in 2007. I paid 16,000 dollars
I was involved in foreclosure in 2007. I paid 16,000 dollars to bring my property out of foreclosure. At the same time as I was doing this there was paper work sent to me to do a modification on my lo… read more
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If trying to refinance using Obamas program, how much influence
If trying to refinance using Obama's program, how much influence do credit scores have in determining whether or not the loan is approved? Also, if husband and wife are joint tenants, will a bank be m… read more
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Due to some "home repair" issues our homeowners insurance
Due to some "home repair" issues our homeowner's insurance was not renewed and we were forced to go with the Insurance Company assigned by our Lender. We paid our hazard insurance for the entire year … read more
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Hi - I own a duplex where I live and rent the other side. When
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My daughter that lives in Lebanon County, PA has been waiting
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I live in Attleboro Ma. trying to refinance home ...are there
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Hello..i had an escrow closed back in june 2010 for my client.
Hello..i had an escrow closed back in june 2010 for my client. the property is located in the mellorose zone and once contract was we received i saw the tax and other liens listed there, but i thought… read more
Legalease
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I did not pay my second half property taxes $995.91 on time
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Brent Blanchard
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Hi there, As many Americans, I was in trouble with my mortgage.
Hi there, As many Americans, I was in trouble with my mortgage. I contacted Bank Of America numerous times and tried to refinance. I submitted paperwork more than once and was denied. Their reasons we… read more
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We were approached by our lender, Bank of America, to refinance
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socrateaser
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I have particpated with my mortgage company on a modification.
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We own a condo. We have been able to make our mortgage payments.
We own a condo. We have been able to make our mortgage payments. However, with an increase in property tax, there was a shortage in escrow. It increased our payment by $300 month for 1 year. Once the … read more
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I purchased a home in June 2004. I refinanced my 2nd mortgage
I purchased a home in June 2004. I refinanced my 2nd mortgage in Dec 2005. At that time, and not by knowledge, the first was reconveyed. I tried to refinance the 1st in 2005 and the new lender could n… read more
Joseph Leon
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Hello, In Sept. I received our first escrow summ. from our
Hello, In Sept. I received our first escrow summ. from our mortgage company National City Mortgage. It is reporting that we have a shortage of $1,434.86. We just bought the house in February. The shor… read more
ctlawyer
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I refinaced my condo and the title company under paid ...
Around January 1st I refinaced my condo. Shortley after I received a letter from my old mortgage company stating that my loan was paid in full. My current mortgage is the amount that I was approved fo… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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