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I was a home owner and fell behind on payments. I submitted
i was a home owner and fell behind on payments. I submitted 4 requests to the lender for mortgage relief and was denied. during that time I had to file a protective order to keep my husband away. I ev… read more
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I'm looking general advice; In 2011 I filed 7 bankruptcy and
Hi, I'm looking for some general advice; In 2011 I filed for chapter 7 bankruptcy and included my Bank Of America mortgage. In 2012, is was discharged. I continued to pay the bank the monthly mortgage… read more
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I am a Military Veteran and my wife is Active Duty until February
I am a Military Veteran and my wife is Active Duty until February 2015. Original purchased was in March 2007. We stopped making payments over three years ago and we are still living in the house in qu… read more
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My husband and I bought a house on his VA certifcate from Country
My husband and I bought a house on his VA certifcate from Country Wide Home Loans in 2000, and my name was on the mortgage. Evidendenlty in 2001 he refinanced the home. In 2006 we seperated, I stayed … read more
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We are way underwater with our Mortgage (Bank of America) which
We are way underwater with our Mortgage (Bank of America) which as of today is now $343,000 and the value of our family home has been determined to be $280,000. The original loan was made in 2007 thru… read more
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Phillips Esq.
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i did a deed in lieu and my house just sold for 85500.00 i
i did a deed in lieu and my house just sold for 85500.00 i owed 173850 there are two people on the deed We also did a bankruptcy but was not getting Bank of america to sell the house so we did deed in… read more
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My wife and I bought a home in 1999 that we lived in for six
My wife and I bought a home in 1999 that we lived in for six years. We moved into a new home in 2005 and could not sell the 1999 home since the value dropped and we were upside down on the loan, so we… read more
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We have been vacant from our home since August 2009. We turned
We have been vacant from our home since August 2009. We turned the keys into the bank and told them we couldn't pay for the house anymore. We have a sick child and my husband was retiring from the mil… read more
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After my divorce I took over the bills and found out my house
After my divorce I took over the bills and found out my house was in foreclosure in May of this year. Bank of America Mortgage Company told me my house is in foreclosure without a sale date, I attempt… read more
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I have a home that last Jan I got a loan modification Have
I have a home that last Jan I got a loan modification Have owned since Sept 2007..........now with circumstances worse...partner in home lost job in construction and even if he can get another one inc… read more
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My husband and I are employed. We had a condo in 2001. In
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Tucosn, AZ. My wife and I currently have a VA (0% down) loan
Tucosn, AZ. My wife and I currently have a VA (0% down) loan with Bank of America for 180,000 and a second home equity loan with Bank of America for 50,000. The first loan was originally with Country … read more
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We have a home purchased in 8/2006 which is 5/1 ARM mortgage.
We have a home purchased in 8/2006 which is 5/1 ARM mortgage. The first mortgage is $650k and the second is $189k. We are about two months behind and I don't think we can handle the mortgage anymore. … read more
Infolawyer
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I live in Florida and own 2 homes. The 2nd I bought as my primary residence when I was transferred to a new job by my company in 2005 and rented home #1. I am no longer working for them and have moved… read more
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I bought a home in Bakersfield, California as a second home
I bought a home in Bakersfield, California as a second home in 2005 for my brother to live in. He was to take over the loan eventially. I refinanced into a predatory loan with a mortgage broker in 200… read more
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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