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can a credit card judgment go against your house,garnishment…

Customer Question
can a credit card judgment...
can a credit card judgment go against your house,garnishment of wages,personal property or bank accounts in the state of south carolina.
Submitted: 6 years ago.Category: Real Estate Law
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2/27/2012
Real Estate Lawyer: Richard, Lawyer replied 6 years ago
Richard
Richard, Lawyer
Category: Real Estate Law
Satisfied Customers: 57,198
Experience: 32 years of experience as lawyer in Texas. I'm also a Real Estate developer.
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Good morning. You house is protected up to $53,375 (joint owners may double). Your bank accounts would be at risk. They aren't going to want your personal property. And, SC is one of 4 states that does not allow the garnishment of wages.

 

I hope this has given you information that has been helpful to you. I wish you the best of luck!

 

If you have a follow-up question, please remember that there might be a delay between your follow up questions and my answers because I may be helping others or taking a break.

 

If I have adequately answered your question, even though the answer might not have been the one for which you hoped, I would appreciate it if you would please click the GREEN ACCEPT button so that I receive credit for my work; otherwise, though you have made a deposit, I do not receive credit.

 

If you need additional clarification on this question after clicking ACCEPT, please do not hesitate to click Reply and I will be happy to do what I can to help you further. Thanks for allowing me to be of service to you.

Please be aware that the information provided here is not legal advice. Rather it is simply general information. All states have intricacies in their laws and any information given is simply information only and specifically is not intended to be, nor does it constitute, legal advice. This communication does not establish an attorney-client relationship with you. I hope this answer has been helpful to you.

Richard
Richard, Lawyer
Category: Real Estate Law
Satisfied Customers: 57,198
Experience: 32 years of experience as lawyer in Texas. I'm also a Real Estate developer.
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Customer reply replied 6 years ago
should I file for bankruptcy or transfer the ownership of my house.
Real Estate Lawyer: Richard, Lawyer replied 6 years ago

If the judgment has already been obtained, it's too late to transfer your house to avoid the judgment. You can always file bankruptcy to get the judgment discharged.

 

 

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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