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I have an Agreement for deed in Florida and I want to know

Customer Question
if RESPA or the Truth...
I have an Agreement for deed in Florida and I want to know if RESPA or the Truth in Lending act or Regulation Z apply to them since it is not deeds and it is a private loan. If they do how do they
Thanks David [email protected]
Submitted: 6 years ago.Category: Real Estate Law
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Answered in 33 minutes by:
9/18/2011
Real Estate Lawyer: Ellen, Lawyer replied 6 years ago
Ellen
Ellen, Lawyer
Category: Real Estate Law
Satisfied Customers: 36,714
Experience: 25 years of experience helping people like you.
Verified

WebLaw :

*Due to rules of your state bar or mine, nothing herein is intended as legal advice, only intended as general information to better help yourself.*

WebLaw :

I am a Florida attorney.

WebLaw :

Under Florida law, instruments which are used as security for payment of money due for purchase of real property are considered mortgages and must be foreclosed just like a mortgage. This includes agreements for deed

WebLaw :

RESPA, TIL and Reg Z compliance is required on all mortgages placed on a one-to-four family residential property-- including an agreement for deed.

WebLaw :


Please use the REPLY button if you have any questions concerning my answer. Otherwise please click ACCEPT so that I am paid by the site for answering.

Customer :

I took the deed out in 2007 was this in effect then?

WebLaw :

Yes it was

WebLaw :

I hope that it helps to know this information

Thank you in advance for remembering to click accept. If you experience difficulty using the accept button, please let me know as JustAnswer pays me for my time only if the "accept" registers.

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