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My wife purchased the house we live in before we married so

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her mortgage deed of trust...
My wife purchased the house we live in before we married so her mortgage deed of trust is in her name. If we had to walk away do to our inability to pay the mortgage would I have and legal responsibilitiy or could the lender come to me for funds due.
Submitted: 6 years ago.Category: Real Estate Law
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9/1/2011
Real Estate Lawyer: KimberlyLaw, Attorney and Real Estate Broker replied 6 years ago
KimberlyLaw
KimberlyLaw, Attorney and Real Estate Broker
Category: Real Estate Law
Satisfied Customers: 4,219
Experience: 13 years of experience in real estate law: Foreclosures, Landlord-Tenant, Condo/Coop, Property Law, Deeds, Purchases/Sales, Estates.
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Hello, I am happy to assist you today.

No, if you are not on the mortgage, then you are not legally responsible for any moneys owed before or after a foreclosure. Your wife, however, could face a deficiency judgment against her. They could technically attach her income, bank accounts and any other real property that she owns.

Take care,
Kimberly
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KimberlyLaw
KimberlyLaw
KimberlyLaw, Attorney and Real Estate Broker
Category: Real Estate Law
Satisfied Customers: 4,219
4,219 Satisfied Customers
Experience: 13 years of experience in real estate law: Foreclosures, Landlord-Tenant, Condo/Coop, Property Law, Deeds, Purchases/Sales, Estates.

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