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I just found out the payoff quote on my home. I live in
Second Opinion] I just found out the payoff quote on my home. I live in Toledo, OH. I want to sell my home. When I bought this home. I went through a government program to make my mortgage company low… read more
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We had a modification approved in March 2015 but come to find out instead of lowering our payment they increased it by increasing our interest rate from 3.74 to 4.125. My husband lost his job of 12 ye… read more
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mortgage company did not include some escrow in our previous remodification loan. Tacked it on our escrow at the beginning of this year with additioinal increase in monthly pay of over $400. We fell b… read more
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I was # XXXXX behind on my mortgage and when I went to make a paymnent they said I was in foreclosure and they would not accept my payment which i had almost the full amount past due. Wells fargo conn… read more
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Hello Due to loss of employment, and therefore, income, my
Hello Due to loss of employment, and therefore, income, my husband and I have missed 4 monthly mortgage payments (not consecutively) within the last 14 months on a house we purchased over a year ago. … read more
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Tried getting a modification and did not work, also tried just sending in the pmts...the bank returned the money. I offered to pay $10,000 and increase my monthly pmts by an additional $500.00 per mth… read more
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we currently are in foreclosure and are waiting to hear from
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I am in foreclosure, we fell behind on our payments not because my income has dropped but because I can't seem to get ahead. I have had to keep borrowing to pay my mortgage. Of course each time I borr… read more
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I am currently going through a foreclosue. The Mortgage company
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I have particpated with my mortgage company on a modification.
I have particpated with my mortgage company on a modification. During the beginning of this process I was already on disability and now I am back to work on light duty. My salary has gone steadily dow… read more
Law Pro
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I have a mortgage from Countrywide. I am way behind and will
I have a mortgage from Countrywide. I am way behind and will get my foreclosure notice Jan 7. I should qualify for their loan modification programs, however, they said I am not. Actually, I have gotte… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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