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Ray
Ray
Ray, Lawyer
Category: Real Estate Law
Satisfied Customers: 51,410
51,410 Satisfied Customers
Experience: Texas Attorney for 30 years dealing in real estate

Ray is online now

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
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I will tell you that...the things you have to go through to be an Expert are quite rigorous.
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Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
More related answers
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I would like to know if I can transfer an existing mortgage
LegalGems
LegalGems, Juris Doctorate
14,541 satisfied customers
I would like to know if I can transfer an existing mortgage to s new property I am buying (and selling the old one , I've been paying said mortgage for around 8 years on a 30 yr term) or at least get … read more
I bought a house in Las Vegas back in July 2005. Countrywide
David L
David L, Doctoral Degree
1,604 satisfied customers
I bought a house in Las Vegas back in July 2005. Countrywide gave me two 80/20 mortgages, so I didn't have to put anything down. They sold the mortgages to Bank of America. Bank of America sold one of… read more
Location: Sacramento Ca. Date Loan was processed and
Ely
Ely, Counselor at Law
4,998 satisfied customers
Location: Sacramento Ca. Date Loan was processed and approved: August 2007 Banks: Countrywide and Worldsavings Loan Officer Broker: XXXXXX XXXXXX Real Estate Agent: XXXXX XXXXX Person asking question:… read more
Self Employed looking for Income info for real estate purcha
JBaxLaw
JBaxLaw, Attorney
8,080 satisfied customers
I am self employed. My company has been running for 4 years. I need to know how much gross / net income I need to show on my tax returns for 2010 and 2011 to qualify for a conventional mortgage to buy… read more
In 2006 refinanced for 6.25%. Had close to $8,000.00 debt.
Richard - Bizlaw
Richard - Bizlaw, Juris Doctor
3,789 satisfied customers
In 2006 refinanced for 6.25%. Had close to $8,000.00 debt. Credit score was not that good. Called Gmac May 2011. Home worth more then mortgage, very very good credit score.Had no bills, paid all credi… read more
My wife and I are both ministers operating a 501c3 spiritual
Dave Kennett
Dave Kennett, Doctoral Degree
25,741 satisfied customers
My wife and I are both ministers operating a 501c3 spiritual ministry. We leased our home to this ministry in 2005 and it has always made the mortgage payments. When we took out our original loan in 2… read more
Hi, We refinanced our home 2 years ago. Part of the process
David L
David L, Doctoral Degree
1,604 satisfied customers
Hi, We refinanced our home 2 years ago. Part of the process was to refinance with it our home equity line. We started the process in 3/2009. The home equity loan balance of $38,000 was due in full in … read more
My equifax credit score is 678. My total yearly income is
Richard
Richard, Owner
51,116 satisfied customers
My equifax credit score is 678. My total yearly income is small (I'm retired on SSDI and a small pension), and totals about only $26,000/yr. However I do have other financial assets that total about $… read more
hello, I am the sole owner of a 7 yr arm mortgage at 5.25%
Alex J. Esq.
Alex J. Esq., Managing Attorney
15,662 satisfied customers
hello, I am the sole owner of a 7 yr arm mortgage at 5.25% that began on March 30, 2008 on a condominium. my mortgage payment plus tax plus home owner dues is $1,825 per month. I make $4683/mo gross i… read more
Due to financial difficulties, my husband and I had very bad
Thomas McJD
Thomas McJD, Doctoral Degree
6,425 satisfied customers
Due to financial difficulties, my husband and I had very bad credit (low 500 scores). My mother purchased a new home in February, 2005 for us-both the loan and the deed are in my mother's name only. A… read more
I am a California Mortgage Broker who purchased my house with
Ray
Ray, Lawyer
51,410 satisfied customers
I am a California Mortgage Broker who purchased my house with a Countrywide Home Loan back in 2003. My Countrywide Account Executive told me that I should use their Option ARM Loan Program which she s… read more
My 76 year old mother can no longer live in her house because
LawTalk
LawTalk, Attorney
6,208 satisfied customers
My 76 year old mother can no longer live in her house because of stairs. We have moved her into a one level apt and she can no longer afford her mortgage on her railroad retirement and ss. She has som… read more
My broker my falsely submitted my mortgage application as a
Dave Kennett
Dave Kennett, Doctoral Degree
25,741 satisfied customers
My broker my falsely submitted my mortgage application as a "no-doc" loan when in fact all required documentation was given at application. Now I do not qualify for the going interest rate. Bank of Am… read more
I have a dilemna. I have been working with a broker to find
Infolawyer
Infolawyer, Lawyer
8,377 satisfied customers
I have a dilemna. I have been working with a broker to find a loan. I wonder if this is necessary since I have excellent credit (790 - 800 credit scores) and income. The broker is recommending I refin… read more
I purchased a home-may-8th-2006-100% financed-1st fixed-2yr-the
BizAttorney
BizAttorney, Attorney
1,658 satisfied customers
I purchased a home-may-8th-2006-100% financed-1st fixed-2yr-the 2nd is 15yr [email protected]%-now the 1st is 10.5% adj. the plan was to refinance after 2yr to obtain 1 low rate. purchase price 560K current va… read more
I have a mortgage from Countrywide. I am way behind and will
Law Pro
Law Pro, Doctoral Degree
19,000 satisfied customers
I have a mortgage from Countrywide. I am way behind and will get my foreclosure notice Jan 7. I should qualify for their loan modification programs, however, they said I am not. Actually, I have gotte… read more
My son is one of the many that are in the clutches of an ARM
Infolawyer
Infolawyer, Lawyer
8,377 satisfied customers
My son is one of the many that are in the clutches of an ARM forclosure on his home. he has three children, recently divorced, and with a low income. He also has a special ed child that is currently l… read more
My refi is going on forever. It started June. These transactions
Law Pro
Law Pro, Doctoral Degree
19,000 satisfied customers
My refi is going on forever. It started June. These transactions took place 1) asked me to pay part of one credit card to guarantee a high credit score and guaranteed approval. I informed them I will … read more

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

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My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

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Meet the Experts:

Barrister

Barrister

Lawyer

12,142 satisfied customers

17 years real estate, Realtor. Landlord 26 years

Infolawyer

Infolawyer

Lawyer

8,377 satisfied customers

Experienced lawyer

Ray

Ray

Lawyer

51,410 satisfied customers

Texas Attorney for 30 years dealing in real estate

LawTalk

LawTalk

Attorney

6,208 satisfied customers

I have 30 years legal experience. Additionally, in CA I held a Real Estate Broker's license.

Dimitry Esquire

Dimitry Esquire

Attorney

5,526 satisfied customers

JA Mentor, multiple jurisdictions, specialize in business/contract disputes, estate creation & admin

Ely

Ely

Counselor at Law

4,998 satisfied customers

Qualified attorney in private practice including business, family, criminal, and real estate issues.

P. Simmons

P. Simmons

Lawyer

3,572 satisfied customers

12+ yrs. of experience including real estate law.

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