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I jus closed on a home refinance and 2 banks were paid off,
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How would a Bankruptcy play into a forclosure? Bankruptcy Chapter 7 New Jersey. Especially if the mortgage note was discharged over four years ago. What legal action can be taken if the note is no lon… read more
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I have a loan on property in North Carolina but live in New Jersey. I can no longer afford the monthly payments. N.C. is a non-recourse state but NJ isn't. If I have to default would non-recourse appl… read more
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Needed to move to Las Vegas for a job. Rented out our house in Ca. Would like to walk away from same as value does not meet loan amount. Will we owe federal tax's on the different between what the len… read more
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I live in az and my house is worth less than the mortagage.
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i live in new jersey and am attemting to do a short sale on
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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