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Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Personal Injury Law
Satisfied Customers: 19141
Experience:  B.A.; M.B.A.; J.D.
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Greetings! I had t and Run accident. My policy has $2500 on

Customer Question

Greetings! I had Hit and Run accident. My policy has $2500 on PIP and I also have un-insure motorist. If my medical bills are over $2500, can I claim uninsured motorist? If so, would my premium will go up in the future? Thank you!
Submitted: 1 year ago.
Category: Personal Injury Law
Expert:  Phillips Esq. replied 1 year ago.

No, your premium will not go up since you did not cause the accident. Your situation is exactly what you are paying premium for the uninsured motorist coverage.

Expert:  Phillips Esq. replied 1 year ago.

Greetings! I had Hit and Run accident. My policy has $2500 on PIP and I also have un-insure motorist. If my medical bills are over $2500, can I claim uninsured motorist?

Response 1: Yes, you can.

If so, would my premium will go up in the future? Thank you!

Response 2: No, your premium will not go up since you did not cause the accident. Your situation is exactly what you are paying premium for the uninsured motorist coverage.