Personal Injury Law
Personal Injury Law Question? Ask Personal Injury Lawyers.
You really have no basis to sue your neighbor when you voluntarily take it upon yourself to attempt to assist someone. You may have a claim against your employer under the Americans with Disabilities Act. You need to put your employer on notice that you have a disability (note from doctor stating so) that requires a reasonable accommodation. You have to frame it as such. The reasonable accommodation of the disability is what the doctor requested. Then if they do not provide the reasonable accommodation, and they can not prove that doing so would pose an undue financial burden on them, they would be in violation of the ADA. There is a private cause of action under ADA, so you should be able to find a civil rights attorney willing to take it on a contingency fee basis.
No, home owners' insurance does not cover personal injury by a third party coming to a home owner's aide in his driveway. You seem to be thinking of premises liability coverage, but that applies only if the home owner was negligent. Calling for help does not equate to negligence that would trigger coverage. Failing to set the brake is not going to equate to negligence against you because he endangered himself, not you. Again, you chose to attempt to assist him. While that is admirable, it is not going to make his insurance company liable to compensate you for injuring yourself doing so. Your best chance of recovery is against your employer for not accommodating your temporary disability.
If you are satisfied with my answer, please give me a positive rating so I can get paid. Thank you.