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Loren, Attorney
Category: Personal Injury Law
Satisfied Customers: 34399
Experience:  30 years experience in personal injury law.
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Do you also have a PI attorney?

This answer was rated:

Do you also have a PI attorney?
Thank you for using JustAnswer. I am JudgeLaw and I will do whatever I can to answer your question and provide you excellent service.

I am sorry to hear of your dilemma. I realize how frustrating this is for you, but I believe I have information which you will find helpful.

Since liability is not at issue, and all you have are soft tissue injuries and you are fully recovered you can probably start by making a settlement demand without an attorney. As a general rule, soft tissue injuries should settle for between 2 and 4 times all medical expense. To that total is added your lost wages. Obviously, you will want to start out on the high side because the insurance company will try to lowball you in their counteroffer.

If you are unable to reach agreement for settlement and you have to file suit, itis time to retain an attorney. Do not try to litigate the case yourself, but there is nothing wrong with starting the demand on your own.

It is my privilege to assist you. Let me know if you need further information.  I hope I have helped you beyond your expectations in the service I have provided to you.  I am here for you.

Please remember to rate my answer when our communication is completed so I will be compensated for my time in providing you with the information you requested.

If you feel the need to provide a low rating, please stop and reply to me via the REPLY button with whatever issue or clarification you may need. I will happily answer your follow-up questions and assist you until I am able to explain the answer to your satisfaction. Please also remember that I cannot control whether the law is favorable to your situation, so please do not penalize me for having to deliver bad news.

Thank you.

Customer: replied 4 years ago.

My therapy is not over yet it probably will be over this month of July. So are you saying that settlement would be about $10,000 to $20,000? is that supposed to include medical expenses that i need to reimburse my own insurance company since they are advancing the expenses for now.

Another thing also that i have a question is that it took me 2.5 months to seek

for a therapy since i did not feel the pain 2 weeks after the accident. During that time i did not realize that, the pain i have been feeling was due to accident.

Will it be used against me?


Thank you for following up with me.

Yes, with $5000 in medical bills, I would shoot for the $10,000-$20,000.

Your medical reports from your doctors should connect the problems for which you are seeking treatment with the accident. That is how you would establish causation. It is not uncommon for the injuries to have delayed symptoms with soft tissue injuries.

You will need to reimburse your insurance company for the medical bills they have paid, but they may negotiate the total for their release.

I hope this helps.

Thank you.

Customer: replied 4 years ago.

Few more question Sir, do they get copies of my medical records from my therapy? are they entitled to request for copies?



Yes, they are entitled to the medical records and will want to see them.
Customer: replied 4 years ago.

I remember some few more questions:

1) is it okay to tell them my existing condition like diabetes and arthritis on my neck that makes it more painful after the accident?


SO far, i am happy with your advice, i will rate you satisfactorily after this. Shall i ask more questions later if something comes up or i have to pay again?


Thank you.

Yes, they are entitled to know of any pre existing conditions, but that should not affect your settlement. There is a legal maxim that you take your plaintiff's as you find them. So, if your arthritis makes your condition more painful then that is the defendant's problem.

You can always request me for future questions.

Thank you.

Loren and other Personal Injury Law Specialists are ready to help you
Thank you for your positive rating of my service to you. Let me know if you need more help or have future questions. I will be here for you. Just ask for me by name at the start of your question - "JudgeLaw" or use the following link (which you can bookmark in your browser):

Best wishes and good luck to you.

If it is not too much trouble, Elena, when you receive a Customer Satisfaction Survey from JA/Pearl in a day or two, please do rate me highly (9 or 10). It affects my ability to continue to assist you and other customers on JA/Pearl and would be most appreciated.