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Related New Zealand Law Questions
Soon I will be declaring bankruptcy because of my NZ student
Hi, Soon I will be declaring bankruptcy because of my NZ student loan. I still owe approx. NZ$100,000. I cannot make the payments because my personal income from all sources is $0-4,000/year (I am a h… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I need help negotiating with inland revenue in new Zealand
I need help negotiating with inland revenue in new Zealand about my student debt which is $60 000! … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I have a query about NZ student loans. Not yet. I currently
Not yet. I currently live in the UK and have recently received a letter from CCI credit management asking to contact them regarding my student loan, which I have not had a chance to start repaying. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Just had a reminder of a past student debt is completely put
Hi, just had a reminder of a past student debt is completely put to the back of my mind for the last 20 years. I live in Australia an have family. How should i proceed with dealing with it … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Can NZ student loan be enforced in Australia? Would a NZ
can NZ student loan be enforced in Australia? Would a NZ declared bankrupt be able to continue to be employed in professional capacity in overseas jurisdictions?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Quick queryAre new Zealand student loans time limted...e.g
Hi quick queryAre new Zealand student loans time limted...e.g in the uk after 25 years the debt is written off … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I am a american citizen living in america the last 6 years.
Hello I am a american citizen living in america the last 6 years. I have a nz student loan of $12,000 + interest and penalties. I have not made a payment since I left. My question is if I were to trav… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I live over in Sydney but originally from Christchurch. I
I live over in Sydney but originally from Christchurch. I went to Otago Uni in 1998 and 1999 and had a small Student loan then … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I just found out I have a 36,000 student loan from95.
Hello I just found out I have a 36,000 student loan from95. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Im living overseas and since the 12 years I am here I have
Customer: Hi Im living overseas and since the 12 years I am here I have been in financial hardship and unable to neither return to NZ nor to repay the loan. I see that bankruptcy could wipe the loan b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I am just reading about the student loan case. I am one of
Customer: Hi ***** *****, I am just reading about the student loan case. I am one of the overseas borrowers and having a hard time talking to IRD … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Under the New Zealand Student Loan Amendment Act (2005)
Under the New Zealand Student Loan Amendment Act (2005) Sect.38AE, the Commissioner of the IRD has the ability to exempt borrowers from the requirement to be in NZ for the 183 days required for the in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hi Chris My partner has just found out that he owes $81,000
Hi Chris My partner has just found out that he owes $81,000 for a student loan, having left NZ in 2005 with an original loan of $40,000. We are by no means well off, but recently sold our house and so… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I am a NZ citizen married to another NZ citizen and living
I am a NZ citizen married to another NZ citizen and living in Italy with 2 children. We both have NZ student loans in excess of $60,000 each. I am a stay at home mum so am not earning anything and hav… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hi,I had a student loan of $12,000 20 years ago ... due
Hi, I had a student loan of $12,000 20 years ago ... due to health issues etc I have earned an income above $25,000 for about 5 of those years. now I am being asked to pay almost 60,000 ...I am in sho… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Good morning Chris, I have a legal question about my student
Good morning Chris, I have a legal question about my student loan in New Zealand, I wish to pay it lump sum (actual loan: $49k and $29k (penalty/arrears/interests etc)), they recently called me and de… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hi, Is there any prohibition or restriction against mortgaging
Hi, Is there any prohibition or restriction against mortgaging NZ property (in this case, forestry) to an overseas bank for the purpose of obtaining a loan overseas (e.g. obtaining a US/Aust dollar lo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hi, I left NZ in 2001 with a $27k student loan with it probably
Hi, I left NZ in 2001 with a $27k student loan with it probably being $150k+ with compound interest and penalty charges. The IRD has recently contacted my nominated alternative contact and after readi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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