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Related New Zealand Law Questions
I live in the UK and have received a letter from CCI Credit
I live in the UK and have received a letter from CCI Credit Management regarding my student loan from the early 90s. They have sent 2 letters now stating they will be taking further recovery action. C… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I lived in NZ for 5 years and had a student loan for $8k,
Hi, i lived in NZ for 5 years and had a student loan for $8k, after moving to the UK this has grown to £40k due to the compounded interest. I have no inclination to move back to nz and hold a UK passp… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I am a UK resident but have a NZ student loan outstanding
Hi Chris, I am a UK resident but have a NZ student loan outstanding since the 90's with a balance of $28000 and an assessment of $11000 apparently due now. I have just received an email and text from … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I am stil looking at bankruptcy in NZ for the IRD debt.But
Hi Chris, I am stil looking at bankruptcy in NZ for the IRD debt.But would like to know. CCI are in the UK and acting on behalf. If I declare bankruptcy in NZ will CCI still want the debt?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have been living in the UK since 2008 and have received a
I have been living in the UK since 2008 and have received a letter from CCI Credit Management regarding a student loan not paid when I lived in NZ … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have $100k debt (student loans, income tax, credit cards)
Hi, I have $100k debt (student loans, income tax, credit cards) in NZ but have recently moved to the UK. The debt was with a debt consolidation company but the payments have become unmanageable so I a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have a very large NZ student loan which I've never paid
I have a very large NZ student loan which I've never paid off and lived in the UK for 22 years. Now, I have a house but not huge amounts of equity as my eldest child has special needs and my husband h… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have a NZ Student loan with the IRD and am now living in
Hi Chris, I have a NZ Student loan with the IRD and am now living in the UK. I am considering filing for bankruptcy in NZ as I am unable to repay the loan and do not see myself returning to NZ to live… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have an outstanding student loan debt to nz and want to
hi there, I have an outstanding student loan debt to nz and want to know how I can find out if there is a warrant for my arrest? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have an outstanding uk credit card debt that has recently
I have an outstanding uk credit card debt that has recently been sent to a debt Colection agency in the UK. I have no other uk debts. I have a multi part question. 1. Before being sent to a recovery f… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
Hi, I'm a kiwi living in the uk and have for over two years
Hi, I'm a kiwi living in the uk and have for over two years now, I only have a uk passport and will be coming home for a few weeks very soon. Iv recently heard about new laws regarding nz student loan… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
Hi, I have a few questions relating to bankruptcy over student
Hi, I have a few questions relating to bankruptcy over student loan debt. Like many others I studied during the 1990's at the start of the Student Loan scheme and spent my full entitlement every year,… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have a NZ student loan of $24,000. I am a uk citizen (but
I have a NZ student loan of $24,000. I am a uk citizen (but also have an Australian Passport) and have lived in the UK almost all of my life and this is where my family and I are now and we have no in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I left New Zealand in 2000 and am now living in the UK. I havent
I left New Zealand in 2000 and am now living in the UK. I haven't paid anything towards my student loan since I left (I did contact them when I left but they never sent me anything)and having had life… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
Hi, I left NZ in 2001 with a $27k student loan with it probably
Hi, I left NZ in 2001 with a $27k student loan with it probably being $150k+ with compound interest and penalty charges. The IRD has recently contacted my nominated alternative contact and after readi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
I have a problem with debt in the hands of debt collectors.
I have a problem with debt in the hands of debt collectors. I was wondering if you could give me some advice. I understand that I need to repay this debt but I am currently overseas, unemployed and ca… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
Currently a debt for 80K nzd is held for unpaid student loans
Currently a debt for 80K nzd is held for unpaid student loans inclusive of interest. Cannot repay this as I am a struggling musician residing in the UK. Heard the NZ govt are collecting on unpaid nz s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers
Thanks for your answer. Could you tell me how a person declares
Thanks for your answer. Could you tell me how a person declares bankruptcy from outside NZ? Does it cost money to do so? Also, how do female students fare regarding repaying student loans, when they b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,676 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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