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Have been made bankrupt 2 years ago. Am in my second year of
Hi - have been made bankrupt 2 years ago. Am in my second year of 3 years bankruptcy. Would like to apply for an early discharge - can I do this on my own or do I need a lawyer to reproduce me? How do… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I am needing some advice around bankruptcy and getting an
Hi there, i am needing some advice around bankruptcy and getting an annulment or early discharge. Can you help with that? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
It appears that I have accrued a large amount of Student
Hi, it appears that I have accrued a large amount of Student Loan Debt, that I was unaware of, owing to working out of the country for extended periods of time. Unfortunately this means that I am unab… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I was put into bankruptcy over 10 years ago i didnt fill out
i was put into bankruptcy over 10 years ago i didnt fill out statement and send it in , i rang the bankrupt and insolvency place , the man i spoke to they called him my supervisor , i said need to sor… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
Im 2 years into my 3years bankruptcy is it worth applying
im 2 years into my 3years bankruptcy is it worth applying for early discharge … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I am a NZ citizen, resident in Singapore (and Malaysia) for
Hi. I am a NZ citizen, resident in Singapore (and Malaysia) for the past 40 years. I am 74 years old and becoming a little frail. I have no assets or savings and have a $40,000 debt with Citibank (cre… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I'm not sure if this is a legal question. My late husband
Hi, I'm not sure if this is a legal question. My late husband and I were bankrupt. He became terminally ill and we asked for an early pay out for his insurance hoping we could have one last hooray, to… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I was adjudicated bankrupt in 2012 but as yet haven't been
I was adjudicated bankrupt in 2012 but as yet haven't been discharged. I have told that the Official Assignee hasn't received a statement of position and nothing has really happened since 2012. I had sent a statement of position at the time of adjudication and have waited patiently since. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I have a question concerning a bankruptcy matter, I am in Wa
Hello I have a question concerning a bankruptcy matter … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I have a large debt to NZ IRD. If I am living in Australia,
I have a large debt to NZ IRD. If I am living in Australia, am I able to apply for bankruptcy in NZ and if so will the assignee have the ability to affect my employment or recover money from my Austra… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
Is your Kiwisaver account available to creditors if you are
Is your Kiwisaver account available to creditors if you are bankrupted. The person is 60 years old.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
Hi Chris, My partner is from New Zealand and has a $40,000
Hi Chris, My partner is from New Zealand and has a $40,000 student loan there. He has been living here since 1998. He started trying to repay it but then we got into financial trouble in the UK. If th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
If declared bankrupt in NZ - via a personal guarantee, am I
If declared bankrupt in NZ - via a personal guarantee, am I restricted from being a director in an overseas company? Note, I live overseas and do not reside in NZ.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
Hello i was discharged from my bank rupsy on August 1st 2012 My
Hello i was discharged from my bank rupsy on August 1st 2012 My father passed away on the 28 th of january 2011. Once his estate is finalised.probably in 2013,i will be looking at possible some sort o… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
I was adjudged bankrupt two years ago. I have been working
I was adjudged bankrupt two years ago. I have been working until a couple of weeks ago when I was made redundant and paid a redundancy package of $18,000. Can the official assignee take this money off… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
Hi thereMy question is again regarding student loan repayment.
Hi there My question is again regarding student loan repayment. To make a long story short I've accumulated up to approx NZD$170,000.00 of which I know I will never be able to repay. I am currently li… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
Would a individual bankrupted in NZ 6 years ago, but given
Would a individual bankrupted in NZ 6 years ago, but given written permission to leave the country, be stopped when entering back into the country?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers
Our daughter is currently residing in Germany and has a debt
Our daughter is currently residing in Germany and has a debt with the BNZ Bank of approximatley 4K - this has been passed on to EC Credit Control. Erin does not have any assets in NZ or Germany and ha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
30,914 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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