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Related New Zealand Law Questions
I have a question on New Zealand bankruptcy. From online
I have a question on New Zealand bankruptcy. From online forums, I have seen a post from a couple of bankrupted people (who are residing in Australia but have a student loan debt in NZ) saying that th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Is it still the situation that declaring bunkruptcy in NZ
Hi Chris, is it still the situation that declaring bunkruptcy in NZ will wipe a student loan debt? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
It's about students loan, citizen living in NSW, Migrated
Migrated from Iraq in1995 to NZ and I was encouraged to study for Master degree which I did … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
I have a large debt to NZ IRD. If I am living in Australia,
I have a large debt to NZ IRD. If I am living in Australia, am I able to apply for bankruptcy in NZ and if so will the assignee have the ability to affect my employment or recover money from my Austra… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Chris, how much is to ask you a few questions about bankrup
Hi Chris, how much is to ask you a few questions about bankruptcy in NZ when living in the UK? Specifically in relation to student loan debt with IRD NZ and equity in a UK property. I am really wantin… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Under the New Zealand Student Loan Amendment Act (2005)
Under the New Zealand Student Loan Amendment Act (2005) Sect.38AE, the Commissioner of the IRD has the ability to exempt borrowers from the requirement to be in NZ for the 183 days required for the in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
I have a large New Zealand student loan. I have been living
I have a large New Zealand student loan. I have been living continuously in NZ for many years and during this time my student loan has been NZ based and interest free. Last year I went to Australia fo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi ChrisI, like many others, have a student loan in NZ of
Hi Chris I, like many others, have a student loan in NZ of about $73,000. I had been living overseas for 10 years, went back to work in NZ last year for 7 months (was on the MSL tax code), but moved t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
I need advice about bankruptcy in NZ from overseas. This is
I need advice about bankruptcy in NZ from overseas. This is over a 100k NZ student loan, which I can not afford to pay. I have read the IST website and looked at many similar questions on justanswer. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi there. I am a kiwi who has been living in Australia for
Hi there. I am a kiwi who has been living in Australia for the past 13 years. I am still a new Zealand citizen however. I have just found out I have an outstanding debt with the IRD from a student loa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi,I had a student loan of $12,000 20 years ago ... due
Hi, I had a student loan of $12,000 20 years ago ... due to health issues etc I have earned an income above $25,000 for about 5 of those years. now I am being asked to pay almost 60,000 ...I am in sho… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
I am a US citizen and an ex permanent resident of NZ. I left
I am a US citizen and an ex permanent resident of NZ. I left NZ over 7 years ago and completely forgot about my $5500 student loan among several other small debts. I have been reading about the IRD de… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi, I have a few questions relating to bankruptcy over student
Hi, I have a few questions relating to bankruptcy over student loan debt. Like many others I studied during the 1990's at the start of the Student Loan scheme and spent my full entitlement every year,… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi I have previously asked a question about NZ bankruptcy
Hi I have previously asked a question about NZ bankruptcy and student loans. I would like to clarify a few issues about declaring bankruptcy from overseas, I am in the UK. In some questions asked abou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi, I left NZ in 2001 with a $27k student loan with it probably
Hi, I left NZ in 2001 with a $27k student loan with it probably being $150k+ with compound interest and penalty charges. The IRD has recently contacted my nominated alternative contact and after readi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi, I left NZ after graduating back in 1998 to travel and
Hi, I left NZ after graduating back in 1998 to travel and find work relating to my qualifications, as there were very few opportunities in NZ in my field. To cut a long story short, I couldn't afford … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
Hi, I am NZ Citizen moved to Aussie last year. I have a
Hi, I am NZ Citizen moved to Aussie last year. I have a residential property in Auckland which has a mortgage(if mortgage sale happens at this stages it is going to be the difference of $90000)I had t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers
I have a massive (circa $300,000) student loan in NZ bought
I have a massive (circa $300,000) student loan in NZ bought on by many years of burying my head in the sand and difficult overseas repayment conditions. I have made contributions in the past but the p… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
25,418 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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