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Can you dispute a credit default, when a company did not
can you dispute a credit default, when a company did not follow correct policy? … read more
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Chris The Lawyer
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We have been sent a demand notice for our business from
we have been sent a demand notice for our business from baycorp. we contacted them explaining what had happened ie... over 2 years ago the company sent the freight company the incorrect goods.. we spo… read more
Chris The Lawyer
Chris The Lawyer
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Account in dispute. New Zealand. I am sending a copy of the
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Chris The Lawyer
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I have come back to NZ and my bank has sold my accounts to
I have come back to NZ and my bank has sold my accounts to the debt collectors because they thought I was not coming back to NZ. Now I have 2 debt collection companies chasing me for debt payments. But I feel this is wrong as I had not defaulted on anything to begin with. … read more
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I have an old debt from 2013 with GE Finance and Insurance.
Hi I have an old debt from 2013 with GE Finance and Insurance. At the time I lost my job and tried to make arrangements for payment. Due to not having a consistent income and not being able to keep in… read more
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I have a car which was taken from me and taken out of my
hi there i have a car which was taken from me and taken out of my name and put into someone elses name and now they have the car what can i do ? … read more
Chris The Lawyer
Chris The Lawyer
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I am living in Australia but I am a nz citizen I had a
I am living in Australia but I am a nz citizen I had a student loan 20 years ago for approximately 5000.00 they want me to pay them 19000.00 as the arrears have accrued. They never contacted me in all… read more
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I received a call from the IRD today in regards to a student
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Just been contacted by Baycorp (I live in Australia) on
Just been contacted by Baycorp (I live in Australia) on behalf of the IRD (Inland Revenue Department) of New Zealand for a Student loan. I thought this had been paid off prior to leaving in 1997. It's… read more
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Can a debt collection agency (Baycorp) charge interest over
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Chris The Lawyer
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I had building done by my ex partner, who was a builder, about
I had building done by my ex partner, who was a builder, about three years ago. Unfortunately we broke up. Now he is saying he wants me to pay for a hot water cylinder and other work he did and if I d… read more
Chris The Lawyer
Chris The Lawyer
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Whilst working in New Zealand on a Work Visa, I ran up some
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We have been served a DEMAND LETTER, under 2 names. However
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I have separated from my Defacto wife. She has a car that I
I have separated from my Defacto wife. She has a car that I am still paying off (Avanti Finance). I've paid about $24000 and still owe $8000. Can I get my car back?… read more
Chris The Lawyer
Chris The Lawyer
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I am being hounded by Baycorp for a debt which I paid back
I am being hounded by Baycorp for a debt which I paid back in 2005. On two occasions I dealt with GE finance and provided them with details and records of payment only to be advised they can't find th… read more
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Chris The Lawyer
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My daughter was with Farmside (a phone/internet provider),
My daughter was with Farmside (a phone/internet provider), she found it difficult to meet the +300 per month fee it was costing. She changed to Telecom and was told, because she had cancelled within t… read more
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Chris The Lawyer
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Hi I have a debt from 1997 when a car I bought when I was 19/20
Hi I have a debt from 1997 when a car I bought when I was 19/20 was repossed. The car at the time was $20.000.00 and I had it for a year before it was repossessed. I had a gaurantor but he was not pur… read more
Chris The Lawyer
Chris The Lawyer
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I took a loan out with a payday loan company for $900 over
I took a loan out with a payday loan company for $900 over ten weeks .The loan started five weeks ago and for the last three weeks I have been unable to pay it . The company contacted me and said if I… read more
Chris The Lawyer
Chris The Lawyer
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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