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A 75yo man and his wife (NZ citizens) have spent nearly 15
Hi, a 75yo man and his wife (NZ citizens) have spent nearly 15 years living in Australia then, because they were unable to survive on his pension and her lack of work there they moved to Asia. The hav… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
I have a question about either negotiating with a bank a one
Hello, I have a question about either negotiating with a bank a one time discounted lump sum to clear my credit loan, or to declare bankruptcy in Germany. I haven't lived in Germany since September 20… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
1. I am a NZ citizen (still currently living in NZ), and
1. I am a NZ citizen (still currently living in NZ), and recently found out that I have a huge tax debt (i have been paying mt taxes but IRD made a recalculation and came out with a result that I need… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
I have a series of questions regarding filing bankruptcy in
Hi Chris! I have a series of questions regarding filing bankruptcy in New Zealand whilst living overseas. Generally I'm interested in knowing what information New Zealand can legally request about a p… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
I have a NZ Student loan with the IRD and am now living in
Hi Chris, I have a NZ Student loan with the IRD and am now living in the UK. I am considering filing for bankruptcy in NZ as I am unable to repay the loan and do not see myself returning to NZ to live… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Im living overseas and since the 12 years I am here I have
Customer: Hi Im living overseas and since the 12 years I am here I have been in financial hardship and unable to neither return to NZ nor to repay the loan. I see that bankruptcy could wipe the loan b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
A few questions.. If living overseas and a NZ company wants
A few questions.. If living overseas and a NZ company wants to declare you bankrupt for monies owing in NZ, do overseas assets get taken into account? Or only what you may have in NZ? Is there a gener… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Currently I have just started serving a NZ bankruptcy from
Currently I have just started serving a NZ bankruptcy from the UK. As I am self employed in the UK the OA has requested all bank statement for the duration. As far as I understand, that at least for m… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi Chris, My partner is from New Zealand and has a $40,000
Hi Chris, My partner is from New Zealand and has a $40,000 student loan there. He has been living here since 1998. He started trying to repay it but then we got into financial trouble in the UK. If th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
My husband is contemplating bankruptcy. He is living and working
My husband is contemplating bankruptcy. He is living and working overseas and is a Director of a Hong Kong company we he be forced to resign as part of the terms of his bankruptcy? I did read on the i… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi there. I am a kiwi who has been living in Australia for
Hi there. I am a kiwi who has been living in Australia for the past 13 years. I am still a new Zealand citizen however. I have just found out I have an outstanding debt with the IRD from a student loa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi I am wanting some information regarding bankruptcy in
Hi I am wanting some information regarding bankruptcy in NZ. I live overseas now and have alot of debt in NZ which we just dont have the ability to pay back. Are we able to file for bankruptcy from ov… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi, I am a New Zealand musician with both New Zealand and UK
Hi, I am a New Zealand musician with both New Zealand and UK citizenship. Between 1992 and 1996 I borrowed $37,000 to study a Bachelor of Arts. I then went overseas to study and in 2004/5 when I finis… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi. Stopped paying 30 k student loan in 2003 when moved to
Hi. Stopped paying 30 k student loan in 2003 when moved to Aus. Dispute with IRD, who insisted that I had to pay interest on loan, even though I was FT student at NZ university while living with Aus. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi I have previously asked a question about NZ bankruptcy
Hi I have previously asked a question about NZ bankruptcy and student loans. I would like to clarify a few issues about declaring bankruptcy from overseas, I am in the UK. In some questions asked abou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi, I am a New Zealander living overseas. I have a significant
Hi, I am a New Zealander living overseas. I have a significant joint debt in NZ which I share with my ex partner. I am after some advice about if it is possible to separate the debt so we are equally … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
I am living in the USA and owe NZ65,000 in student loans. I
I am living in the USA and owe NZ65,000 in student loans. I am no longer a NZ citizen - I gave up my NZ citizenship. I have UK citizenship and will shortly become a US citizen (dual citizenship). I ha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers
Hi Chris, I have been a resident of Canada for 1 years
Hi Chris, I have been a resident of Canada for 1 ½ years – have been a non-resident of NZ for about 11 years. I have had a student loan since 1998 –I have paid back approximately 11,000 NZD (principal… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,686 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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